Structured settlements expert John Darer reviews the latest structured settlements news and information and provides expert opinion and commentary, including settlement planning issues/ ideas for settlement management, incisive Structured Settlement Watchdog® commentary that may be helpful to lawyers, plaintiffs, claims adjusters, judges, the news media, sellers and buyers of structured settlement receivables,and interested others. The style is spicy, informative, irreverent and effective. The most prolific structured settlements blog, Now in 19th Year! Check back daily for something new.
After a long week chasing down "the bad guys" The Structured Settlement Watchdog® likes to kick back wth a nice "Mug".
Root Root Root for "The Bone Team"!
For over 6 1/2 years The Structured Settlement Watchdog, John Darer™ has provided structured settlement news, information and structured settlement expert opinion, along with the occasional "muckraking" commentary or expose, that may be helpful to attorneys, claimants, adjusters, judges, the news media and interested others, generally delivered with a dash of humor and occasional irreverence.
Note:Mug Root Beer is a brand of Pepsi, not to be confused with another beverage that caters to watchdogs, "Barks" (err, ruff "Barqs"), a brand of The Coca-Cola Company.
John Darer's blog,Structured Settlements 4Real, ranked with the highest web traffic in Jacksonville Florida according to Alexa.com May 14, 2012. Darer's blog nosed out the website of Delta Settlements which is based in Jacksonville (see below).
"Jacksonville FL traffic rank (lower means more popular in terms of web traffic)
# 928 Structured Settlements4Real.com/ JohnDarerBlog.com (new ways to access John Darer™ structured settlement blog)
#1,040 Delta Settlements
#2,195 S2KM Blog
Thank you Jacksonville! It's nice to have so many fans in Duval County who are interested in reading our brand of structured settlement news and commentary.
Sifting through the incredible volume of structured settlement information on the internet is a real challenge, because not all of it is relevant. In fact, a lot of it is total crap, as my readers discover in our ongoing series "Structured Settlement Social Media Roadkill".
In an effort to help people find information from individuals or companies that can actually place them in a structured settlement annuity or Treasury structured settlement, the structured settlement watchdog, John Darer, has performed a monthly structured settlement website survey using the Alexa search metric (a service of Amazon) and presenting his findings to the public for the last 4+ years.
So, Who Do You Love?
Global Structured Settlement Website Top 10 (Alexa Rank as of 08/30/2011) of Structured Settlement and Settlement Planning Industry websites* (+ or- traffic from previous report). Lower number is better (e.g. Google.com is ranked 1 in the overall scheme)
National Structured Settlements Trade Association (NSSTA) 218,035+
S2KM Blog 271,548-
EPS Settlements 420,701-
Ringler Associates 490,837-
No other primary market structured settlement web sites received USA rankings from Alexa in this month's survey.
The 3 month data is used as it is a measure of consistency. The USA data is meaningful because the United States is the country in which the majority of structured settlements are written.
(out of a possible 52 months-this structured settlement survey began in April 2007)
GLOBAL STRUCTURED SETTLEMENT WEBSITE RANKING
Times Ranked #1 in 3 month global structured settlement website traffic, as measured by Alexa:
Structured Settlements 4Real blog (John Darer) 36
S2KM blog 12
Speaking of Settlements 4
Ringler Associates 1
Times Ranked #2 in 3 month global structured settlement website traffic, as measured by Alexa:
Structured Settlements 4Real (John Darer blog) 17
4structures.com, LLC 15
Speaking of Settlements 6
S2KM blog 5
Structured Settlement Services 3
Delta Settlements 6
Ringler Associates 1
USA only Structured Settlement Web Site Ranking (out of a possible 23 months; survey began September 2009)
Times Ranked #1 in 3 month USA only structured settlement website traffic, as measured by Alexa.
Structured Settlements 4Real blog (John Darer blog) 22
Speaking of Settlements 2
Times Ranked #2 in 3 month USA only structured settlement website traffic, as measured by Alexa.
4structures.com, LLC 11
Delta Settlements 2
Speaking of Settlements 4
Structured Settlements 4Real blog (John Darer blog) 1
Structure Quote 1
Website survey criteria: Companies whose primary business is structured settlement factoring transactions are not counted in this survey because: (i) despite the propaganda and efforts of some to "frame" them otherwise, (i) they are part of the cash flow, factoring or settlement purchasing industry. sometimes referred to as "the secondary market"; and (ii) the additional purpose of this survey is to identify legitimate sources of information for tort victims, their families, consumers, attorneys, judges or companies looking for structured settlements and the structured settlement brokers, registered settlement planners, certified structured settlement consultants, settlement planners, appointed structured settlement companies and agencies, United States Treasury structured settlement providers, or other financial professionals, who have the ability to deliver this information
Sifting through the incredible volume of structured settlement information on the internet is a real challenge, because not all of it is relevant. Finding information from individuals or companies that can actually place you in a structured settlement annuity or Treasury structured settlemnet is not easy. In an effort to help, the structured settlement watchdog, John Darer, has performed a monthly structured settlement website survey using the Alexa search metric (a service of Amazon) and presenting his findings to the public for the last 4+ years.
Global Structured Settlement Website Top 10(Alexa Rank as of 07/31/2011) of Structured Settlement and Settlement Planning Industry websites* (+ or- traffic from previous report). Lower number is better (e.g. Google.com is ranked 1 in the overall scheme)
National Structured Settlements Trade Association (NSSTA) 234,746
EPS Settlements 374,889
Ringler Associates 742,486
No other primary market structured settlement web sites received USA rankings from Alexa in this month's survey.
The 3 month data is used as it is a measure of consistency. The USA data is meaningful because the United States is the country in which the predominant number of structured settlements are written.
(out of a possible 52 months-this structured settlement survey began in April 2007)
GLOBAL STRUCTURED SETTLEMENT WEBSITE RANKING
Times Ranked #1 in 3 month global structured settlement website traffic, as measured by Alexa:
Structured Settlements 4Real blog (John Darer) 35
S2KM blog 12
Speaking of Settlements 4
Ringler Associates 1
Times Ranked #2 in 3 month global structured settlement website traffic, as measured by Alexa:
Structured Settlements 4Real (John Darer blog) 17
4structures.com, LLC 15
Speaking of Settlements 6
S2KM blog 5
Structured Settlement Services 3
Delta Settlements 5
Ringler Associates 1
USA only Structured Settlement Web Site Ranking (out of a possible 23 months; survey began September 2009)
Times Ranked #1 in 3 month USA only structured settlement website traffic, as measured by Alexa.
Structured Settlements 4Real blog (John Darer blog) 21
Speaking of Settlements 2
Times Ranked #2 in 3 month USA only structured settlement website traffic, as measured by Alexa.
4structures.com, LLC 11
Delta Settlements 2
Speaking of Settlements 4
Structured Settlements 4Real blog (John Darer blog) 1
Website survey criteria: Companies whose primary business is structured settlement factoring transactions are not counted in this survey because: (i) despite the propaganda and efforts of some to "frame" them otherwise, (i) they are part of the cash flow, factoring or settlement purchasing industry. sometimes referred to as "the secondary market"; and (ii) the additional purpose of this survey is to identify legitimate sources of information for tort victims, their families, consumers, attorneys, judges or companies looking for structured settlements and the structured settlement brokers, registered settlement planners, certified structured settlement consultants, settlement planners, appointed structured settlement companies and agencies, United States Treasury structured settlement providers, or other financial professionals, who have the ability to deliver this information
It's now really easy to keep up with your favorite topic on Structured Settlements 4Real blog. Each category listed on the right side of this blog now has its own dedicated RSS feed.
So, if the "Shriek of The Week" is your fave or you want to be notified anytime I post something about "New York Structured Settlements", then simply click on the category and then click on the RSS symbol at the top of the resulting page next to the category name and add it to our favorite reader (e.g. Google, Outlook , My Yahoo etc). Then you will automatically receive topics of interest as they are posted, in YOUR reader, without having to re-type the URL of this blog each time.
You can subscribe to multiple category feeds or you can just subscribe to the blog. Either way we want you to be able to access the information the way you want it when you need it.
Derek Jeter grabbed 3 more hits since my last posting, as he closes in on 3,000, ahead of "Wade Blogs".
The latest standings as of June 2, 2011
Derek Jeter 2,984 hits
Wade Blogs 2,946 blog posts
"Wade Blogs" is the "nom de plume " of John Darer, who is President of 4structures.com, LLC, a Stamford, Connecticut based structured settlement and settlement planning company and author of the structured settlement industry's most widely read website ( US rankings, as measured by Alexa). 4structures.com, LLC which will donate $1,000 to Derek Jeter's Turn 2 Foundation, Inc. if Jeter gets 3,000 hits before "Wade Blogs" reaches 3,000 blog posts. Darer is a lifelong Yankees fan.
Derek Jeter has been on a tear since my last posting, with 4 more hits, almost stroke for stroke with "Wade Blogs" (who had 8 blog hits), as the Yanks beat up on the Mariners. Jeter also had a base hit against the A's this afternoon where Bartolo Colon pitched a compelte game shutout. On Saturday Jeter also broke Rickey Henderson's stolen base record as a Yankee with his 327th steal. Bravo!
The latest standings
Derek Jeter 2,981 hits
Wade Blogs 2,943 blog posts
"Wade Blogs" is the "nom de plume " of John Darer, who is President of 4structures.com, LLC, a Stamford, Connecticut based structured settlement and settlement planning company and author of the structured settlement industry's most widely read website ( US rankings, as measured by Alexa). 4structures.com, LLC which will donate $1,000 to Derek Jeter's Turn 2 Foundation, Inc. if Jeter gets 3,000 hits before "Wade Blogs" reaches 3,000 blog posts. Darer is a lifelong Yankees fan.
Ther is an incredible volume of structured settlement information on the internet and not all of it is relevant. it's not always easy to find information from individuals or companies that can actually place you in a structured settlement annuity. In an effort to help, the structured settlement watchdog, John Darer, has conducted a monthly structured settlement website survey using Alexa (a service of Amazon) amd presenting his findings to the public for the last 4+ years.
Global Structured Settlement Website Top 10(Alexa Rank as of 05/30/2011) of Structured Settlement and Settlement Planning Industry websites* (+ or- traffic from previous report). Lower number is better (e.g. Google.com is ranked 1 in the overall scheme)
No other primary market structured settlement web sites received USA rankings from Alexa in this month's survey.
The 3 month data is used as it is a measure of consistency. The USA data is meaningful because the United States is the country in which the predominant number of structured settlements are written.
(out of a possible 50 months-this structured settlement survey began in April 2007)
GLOBAL STRUCTURED SETTLEMENT WEBSITE RANKING
Times Ranked #1 in 3 month global structured settlement website traffic, as measured by Alexa:
Structured Settlements 4Real blog (John Darer) 33
S2KM blog 12
Speaking of Settlements 4
Ringler Associates 1
Times Ranked #2 in 3 month global structured settlement website traffic, as measured by Alexa:
Structured Settlements 4Real (John Darer blog) 17
4structures.com, LLC 15
Speaking of Settlements 6
S2KM blog 5
Structured Settlement Services 3
Delta Settlements 3
Ringler Associates 1
USA only Structured Settlement Web Site Ranking (out of a possible 21 months; survey began September 2009)
Times Ranked #1 in 3 month USA only structured settlement website traffic, as measured by Alexa.
Structured Settlements 4Real blog (John Darer blog) 19
Speaking of Settlements 2
Times Ranked #2 in 3 month USA only structured settlement website traffic, as measured by Alexa.
4structures.com, LLC 11
Delta Settlements 5
Speaking of Settlements 4
Structured Settlements 4Real blog (John Darer blog) 1
Website survey criteria: Companies whose primary business is structured settlement factoring transactions are not counted in this survey because: (i) despite the propaganda and efforts of some to "frame" them otherwise, (i) they are part of the cash flow, factoring or settlement purchasing industry. sometimes referred to as "the secondary market"; and (ii) the additional purpose of this survey is to identify legitimate sources of information for tort victims, their families, consumers, attorneys, judges or companies looking for structured settlements and the structured settlement brokers, registered settlement planners, certified structured settlement consultants, settlement planners, appointed structured settlement companies and agencies, United States Treasury structured settlement providers, or other financial professionals, who have the ability to deliver this information
What is a Structured Settlement? What You Need to Know Structured settlements and what you need to know about them including a helpful introductory video featuring A.M. Best Client Recommended Structured Settlement Expert and Registered Settlement Planner John Darer of 4structures.com LLC
How Do Structured Settlements Work? How Structured Settlements Work How structured settlements work, including 4structures.com LLC's super helpful structured settlement flow chart/diagram showing how structured settlements fit in on the spectrum of settlement planning solutions.
Rated Ages and Structured Settlement Cost Rated Ages for Structured Settlement Annuities present advantages to all parties. Shift the mortality risk to a life insurance company whose business it it is to assess mortality risk to price its life insurance and annuities. Rated ages boost your structured settlement annuity benefit per premium dollar, or your yield on lifetime payments. Rated ages help to reduce the cost of funding a Medicare Set Aside arrangement where a Structured MSA, is being used { WCMSA LMSA or NFMSA].
Top Structured Settlement Annuity Companies 2024 Which life insurance companies issue structured settlement annuities in 2024? A list of current structured annuity issuers, the location of their home offices and their financial ratings from A.M. Best, Moodys, Fitch, Standard & Poors and/or other Tier1 NAIC ratings, with links to their websites and other useful information. Last updated June 14, 2024
Treasury Funded Structured Settlements Treasury Funded Structured Settlements are a settlement option for the most conservative using the OTHER permissible qualified funding asset under IRC 130(d), United States Treasury Bonds in addition to, or instead of, structured settlement annuities. Treasury Funded Structured Settlements can also be used to fund installment sales, also known as structured sales and other non qualified structured settlements.
Compare Structured Settlement IRR to Other Settlement Alternatives Use the Taxable Equivalent Yield chart to help compare the Internal Rate of Return (IRR) of a structured settlement to other alternative or complementary investments. Need help with the chart? Call 4structures.com® LLC at 888-325-8640
Structured Settlement Payments | Types of Structured Settlements 2024 Ways You Can Structure Your Settlement Payments in 2024. With a structured settlement you can have more than one type of payment in a single contract. Different types of structured settlement payments can be customized and combined to meet your needs on a stand-alone basis, or in conjunction with other financial products. Diversify your structured settlement, if you wish, by funding with more than one annuity issuer, with treasury funded structured settlements, index linked structured settlement payments and market based structured .
Structured Attorney Fees for Tax Deferral for Attorney Contingency Fees Structured attorney fees is a financial strategy that offers a unique way to defer taxes for lawyers and law firms. Lawyers CAN structure their legal fees even if the plaintiff doesn't structure their settlement. There are multiple ways to structure your attorney fees, such as capped or uncapped index linked structured settlement annuities where payments are adjusted based on upside changes in the S&P 500 or another index, Trial Lawyers may also use a special deferred pay/deferred compensation arrangement, if market based returns returns are desired with no cap. Plan NOW for year end! Put structured attorney fee expert John Darer® on your settlement planning team in 2024.
Structured Settlement Annuity Company Customer Service Phone Numbers Receiving structured settlement payments from your own structured settlement or inherited structured settlement? You'll like this huge time saver. Click the title for a link to a comprehensive list of customer service telephone numbers that includes both current AND former structured settlement annuity issuers and reinsurers. If you have simple bank or beneficiary changes, or if the insurance company that issued the structured annuity has merged, sold or spun off its block of structured annuity business (e.g. Aviva, Allstate, Transamerica, AEGON, GE Capital, Liberty, CNA, Confederation Life), oran annuity issuer has changed its name and you're trying to track them down. Here you go! The list is regularly updated. Last updated May 20, 2024.
Structured Settlement Quote Lock-Ins | What You Need To Know What does a Structured Settlement Lock-In Mean? How do plaintiffs, defendants and insurers benefit from a structured settlement quote lock in when finalizing a settlement? How does the defendant/insurer/court benefit from using a structured settlement lock-in? Where to be careful when using structured settlement lock ins.
What Are Structured Settlement Annuities? Structured settlement annuities are annuities that can provide one or more customized annuity payment streams in a single contract. Read about structured settlement annuities here.
History of Structured Settlements Tracing the roots of structured settlements history from 1918, when Congress exempted damages for personal injury or sickness from income tax, to the establishment of structured settlements as a core personal injury settlement planning tool to the present day.
What Are Market Based Structured Settlements? Market based structured settlements are an alternative or supplementary structured settlement solution for the plaintiff, attorney or law firm that:
1. Can afford to take some market risk
2. Have discretionary settlement dollars.
Claimants and attorneys alike may find that market-based structured settlements provide the opportunity to receive tax-free income, or tax-deferred income, while enjoying growth potential.
Structured Settlements and Longevity Risk| What Are the Odds? Do your financial resources give you enough road, or will the road run out before you do? A structured settlement annuity helps mitigate the risk of outliving your savings, no matter how long you live. A structured settlement can include one or more customized payment streams and types.
Firmwide Qualified Settlement Funds Debunked Firmwide qualified settlement funds have been heavily promoted to trial lawyers, but have been debunked in a detailed analysis in a July 2022 legal opinion a tax partner at the law firm of Faegre Drinker Biddle & Reath, LLP. Trial lawyers and firms who have established Firmwide QSFs or coinsidering establishing a Firmwide QSF should read the analysis as part of their evaluation.
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STRUCTURED SETTLEMENTS 4REAL® Blog Is a Popular Source of Structured Settlement News, Information and Commentary, John Darer Reviews, Settlement Planning News and Financial Solutions for over 18 years,
with a stable readership that seeks credible structured settlement information, John Darer Reviews, commentary and/or opinion about topical issues related to settlement planning, targeted to lawyers, injured persons and their family members, guardians, survivors, judges, magistrates, special masters, mediators, administrators, trust companies, insurance company executives and adjusters, financial advisers, settlement professionals, financial professionals, insurance regulators, government leaders, federal and state law enforcement, buyers and sellers of structured settlement payment rights, the news media and other interested parties.
4structures.com LLC established this structured settlement blog in 2005. John Darer ®, CLU ChFC MSSC CeFT® RSP CLTC, President of 4structures.com, located in Stamford, CT 06902. John Darer is an experienced New York City area structured settlement expert, structured settlement broker, Certified Financial Transitionist, and Registered Settlement Planner. He holds insurance licenses in 45 states, has 41 years financial services experience and 31 years in the structured settlements and settlement planning space.
In his capacity as a investigative journalist and commentator, and professionally, John Darer passionately believes that shining the light on a business practice is both healthy and newsworthy. It is in the best interest of injury victims, their families and their legal advisers, that the settlement planning discussion involve those that are properly trained in the topic, properly informed on the topic and, with respect to structured settlements, properly licensed and/or appointed. It has significant instructional and deterrent value to other practitioners and firms as well as those who may be caught in the cross hairs.
WHAT YOU GET here is the straight stuff with a touch of irreverence and humor. We hope you enjoy and find the content to be helpful.
Subscribe to the structured settlement blog feed, or a specific category feed through your blog reader, or through the Subscribe button at the top left of this page. Followers of JDDarer™ on Twitter may also receive select content.
If you would like to speak with John he can be reached at (888)325-8640
Thank you for reading!
Last updated July 10, 2024
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New York City Structured Settlements
New York City Structured Settlement Experts Bridge building settlement consultants who collaborate with clients using a humanistic process, providing creative and reliable advice and support for litigating parties and their lawyers with matters in Courts throughout the New York City metropolitan area
New York Structured Settlement Expert Whether you're at the crossroads of the world or the crossroads of your life, structured settlements provide stability for when life is at a crossroad. Call 888-325-8640
New York Settlement Planning Expert for NY Attorneys and Residents - YouTube New York settlement expert John Darer's comprehensive approach to Settlement Planning helps New York personal injury lawyers and their clients move through the financial transition resulting from a major life event. CPLR Articles 50A and 50B expertise for New York lawyers
New York Structured Settlement Expert Useful information and ideas about structured settlements, settlement planning and litigation recovery managements for New York residents, New York Lawyers and New York judges
New York General Obligations Law §5-1702 The New York Structured Settlement Protection Act imposes mandatory requirements on the defendant or the defendant's legal representative when a structured settlement is created (as part of the resolution of a case)
Structured Settlements v Structured Judgments Often confused by writers on the Internet, but there IS a difference between structured settlements and structured judgments under CPLR Articles 50A or 50B. Find out more...
Connecticut Structured Settlement Experts 4structures.com LLC is based in Stamford CT and Connectict works with clients all over CT, Greenwich, Stamford, Darien, New Canaan, New Haven, Hartford, West Hartford, West Haven, Torrington, Danbury, Wilton, Ridgefield, Norwalk, Midletown, New London, Westport, Oxford, Stratford, Old Greenwich, Stafford, Storrs, Groton
"I'm with ***** Settlement Funding and appreciate your TRUTHFUL information"
Structured Settlement Factoring Company representative on LinkedIn, January 26, 2024
"You have a wonderful blog"
Partner in Philadelphia law firm August 30, 2020
"Impressive Blog" -Counsel to Am Law 200 ranked International Law Firm July 22, 2020
"Thank you so much for giving us your time and leading us in the right path , Thank you, you are a God send , God bless you in all your works" -K April 11, 2017
"Once again, I can't tell you how appreciative I am for your help. In today's day and age, it is rare that you actually find people who are willing to go the extra mile..." -TC May 5, 2015
"I wanted to send you this email to say Happy New Year to you and your family. May God continue to bless you. I am grateful that I had the opportunity to meet you on the phone. I truly thank you for introducing me and my son, (redacted) to (lawyer). It is people like you that God put in the path of my son situation. Thanks a million times! {original on file] 1-2-2015
"John Darer has been nothing but honest,helpful,informative with options, & his
"time" was NEVER an issue!"-Andrew S 8/18/2012
" I wish there were more like you" JG 9-15-2014
In my opinion, John Darer is an excellent consumer advocate in the insurance industry. When I had no one else to turn to after running up against the stone walls of these giant insurance company, John Darer used hours of his own time to investigate my situation. Not only is this an invaluable service to me the consumer but it is also of great value to the insurance industry by providing them consumer feed-back. This allows the insurance companies to correct their faults and move toward greater transparency which improves the overall public image of the insurance industry as a whole" JW 9/4/2014
John, Keep fighting the fight. -NASP member 12-4-2013
John...Thank you for your professional advice-Brandon 11-13-2013
"...Thanks to Mr. Darer's blog and personal pointers I was able to obtain a fair price for the sale of client structured settlement. Therefore, if one has no choice, but to sell their settlement educate yourself first before selling start by reading John's blog" Mr P. 11/17/2012
"I always appreciate when he (John Darer) keeps us informed on regs and rules. No one does it better"- structured settlement industry colleague and reader RY 7/26/2012
"Amen - and continued thanks for your vigilance, John"- RL 8/18/2011
"Thanks for writing these great blogs on your site John! As an individual investor I have learned so much about the secondary market (for annuities, structured settlements, lottery payments, etc.) from your blogs and video series!!!" (6/5/2011)
I have found the intelligent and forthright information on your site a godsend. So much so I have tried in a small way to pass on my findings to others. Please keep up the good work and enhance your well deserved reputation as the authority on this subject- Mike 4/29/2011
John -
I can't thank you enough for bringing this to my attention. In my wildest dreams... PJ-May 12, 2011
John, I love reading your blog! Not only have I found very useful information there, but the comedy is much appreciated! Thanks for talking about "the big pink elephant in the living room" that everyone else ignores!
Thank you again for your help via phone and blog! I really needed to hear what you had to say today! BM 11/23/2010
John—this (video published 11/2010) is a well done piece. I like the way you always stick to the facts-AM
What a wonderful blog you have! I have completely enjoyed reading some of your posts (4/16/2010)
Thank you so very much for discussing my concerns about Symetra, my annuity company. I am amazed that PI attorneys as well as a settlement broker in San Diego, could not answer the simplest questions I had regarding the Safeco/Symetra issue. Your blog/web site is most interesting and informative, and I am grateful you have take on the "watchdog" role!
Thank you so much again (3/25/10)
"Keep up the good work exposing abuses in our industry - our future depends on clients being properly advised."-CD
Just checked out your blog and loved it. Keep up the good and balanced work-DL
"...we have never met but I thoroughly enjoy your web site and blog - excellent material…-PB
"I enjoy your website and its content. Informative and well written"-JC
I heard a radio ad for the Peachtree Settlement Fund as I was driving into work this morning. (San Francisco Bay area.) I decided to check it out on the Internet and came upon your blog. Thank you very much. I do not have a “structured” settlement,
"All the others that I had emailed & have seen on the net were "cash now types" & have no concern of me & just are looking for my $$$. When I came across your site & blog I realized that u are an upstanding guy & are not like others. That's why I emailed"
This was Great. Right On Point-TS
"Other Than John Darer No One Seems To Be Doing Anything"-J
Thanks for your help and also for the good work you do on behalf of our industry-L
"Thank you for being the inspiration that you are and for being a strong advocate for integrity in our business"-KL
"I Commend You On Your Effort To Make a Difference!" -R
"He is a fabulous writer who has a great passion for the structured settlement industry. I commend him on the passion he invokes when he writes on his blog listed above. That type of commitment and passion is hard to find and is rare in this world" -AC
Structured Settlement Best Practices Corner
New York Insurance Advertising law requires the full name of the Insurer to be listed along with the city and state of the principal office. Stating that you represent these fine companies using Insurance company logos without the preceding information are also illegal
When it comes to settlement documents it is the ultimate responsibility of the lawyers or claims adjusters who receive input concerning the structured settlement aspects of the documents to actually read the entire document, exercise independent thought and advise their clients properly
Be aware that financial advisors use of testimonials is prohibited or restricted
Most states require that Testimonials represent the CURRENT opinion of the person who made the testimonial. Be prepared to back it up.
Number of States That Prohibit Payment of QSF expenses by licensed agents and brokers
All posts, including memes created by John Darer, Copyright 4structures.com, LLC 2024. All rights reserved. Ongoing filings have been made with the United States Copyright Office. Except for those videos in which John Darer appears, or any video advertisements or public service videos appearing on, this blog, no claim is made to videos, music or images in any mashup which are the property of their respective owners. Disclaimer: The use of any marks herein does not suggest any sponsorship, affiliation or relationship with owners of such marks. Any marks used in commentary herein are in the context of fair use to discuss the newsworthy topics presented herein.This web site is not endorsed by, directly affiliated with, maintained, authorized, or sponsored by any insurance or other company referenced herein. All products, services and company names are the registered trademarks of their original owners. The use of any trade name or trademark is for identification and reference purposes only and does not imply any association, sponsorship or endorsement between the trademark holder and the operators of this web site.
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Helpful Structured Settlement Information is Here!
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Researching Structured Settlements? It may be helpful to check (1) in Archived Blog Posts (above left); (2) use the Google search box (below); (1) visit the 4structures® website at https://www.4structures.com, (4) visit 4structures® Structured Settlement Experts YouTube Channel by clicking https://www.youtube.com/user/4structures1, or (5) call settlement expert John Darer® at 888-325-8640, toll-free in the USA, 646-849-1588 in New York City, or 203-325-8640 in CT, or from outside the USA.
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Why Take a Structured Settlement?
A structured settlement offers guaranteed financial security to personal injury victims, wrongful death survivors and their families. A structured settlement involves a customized stream of payments, provides long-term stable tax-free income, for a period of years or a lifetime. Unlike other income annuities. a structured settlement annuity can have multiple payment streams to address multiple needs in a single contract.
London Market Structured Settlements Experts Bridge building settlement consulting using a humanistic process, providing creative and reliable support for London Market Insurers, Lloyds Syndicates, Claims Professionals and Lawyers
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