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December 23, 2012

Structured Settlement Annuity v Lump Sum With "Disco Don"

by John Darer CLU ChFC MSSC RSP CLTC

While I love Don McNay's columns,  from time to time I need to tweak him on his choice of lyrics to emphasize his points

For instance in his December 23, 2012 column published in the Richmond Register, he muses about his "faith in taking money over time", yet his excerpt of lyrics from the 1980 S.O.S. Band #1 disco classic "Take Your Time" doesn't work. This is because, while the lead singer tells her lover to take his time, she says they can, in fact " do it" tonight, "do it" if it takes all night! Take it from a guy whose 19 year old self danced over and over to the club staple back in the day.

Just for hits and squiggles, I thought it might be an interesting exercise to scour the lyrical archives for perhaps more suitable accompaniment to Don McNay's Annuity v Lump Sum post

And I would like you to participate. I present these to Don McNay and my readers in completely shameless fun. Please enter your favorite by commenting to this post. Feel free to suggest your own.

"Annuity Centric" Lyrics which could be used to suggest the staying power of annuities

A. I want money with a slow burn
I want cash flow with an easy touch
I want something that will last some time
Not come and go in a heated rush  adapted from "Slow Hand"  Pointer Sisters/ Conway Twitty

B.  If annuities could talk...."Oh Me-so (an) nuty,  Oh Me-so (an) nuty, Oh Me-so (an) nuty Me Love you long time"  -adapted from 2 Live Crew's Me So "Haw-Knee"

C. " The long and winding road that leads to your door will never disappear"  -The Beatles

D. "You can do a lot in a lifetime
If you don't burn out too fast
You can make the most of the distance
First you need endurance
First you've got to last"  -from "Marathon" by Rush  (dripping in irony for the double bonus!)

E. One of a kind love affair is
When your down is up
When your up is down
But love stays around  from "One of a Kind Love Affair"- The Spinners

"Cash Now Centric" Caveats

A.. "She's a big teaser, she took me half the way there
She's a big teaser, she took me half the way there now
She was a day tripper, a one way ticket yeah
It took me so long to find out, and I found out"  from The Beatles  "Day Tripper"

B. " Well get, Back.  I'm all right Jack. Keep your hands off my stack"  from Pink Floyd  "Money"

C. "I don't know what they want from me / It's like the more money we come across / the more problems we see"  -from Biggie Smalls (Notorious BIG)  "Mo Money Mo' Problems"

"Pro Cash Now Centric" Lyrics

A. "Your love is like a Rollercoaster baby, baby I wanna ride, yeah"  Red Hot Chili Peppers/ Ohio Players

B. "It's a gas
Grab that cash with both hands and make a stash
New car, caviar, four star daydream
Think I'll buy me a football team"  from Pink Floyd "Money"

C. "Take The Money and Run"  Steve Miller Band

 

 

Posted at 08:52 PM in Annuity v Lump Sum, KY Structured Settlements, Lexington KY Structured Settlements, Structured Annunity v Lump Sum, Structured Settlement Humor, Structured Settlement Songs and Poetry, The "Shriek" of the Week | | Comments (1)

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    Treasury Funded Structured Settlements are a settlement option for the most conservative using the OTHER permissible qualified funding asset under IRC 130(d), United States Treasury Bonds in addition to, or instead of, structured settlement annuities. Treasury Funded Structured Settlements can also be used to fund installment sales, also known as structured sales and other non qualified structured settlements.
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  • Firmwide Qualified Settlement Funds Debunked
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Why Take a Structured Settlement?

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