by John Darer® CLU ChFC MSSC RSP CLTC
Faster than you can say " cheap Rolex" it appears that one structured settlement firm's value proposition is to "knock off" their clients
"To hold down the cost for the client the structured settlement broker will try to obtain ...an impaired life expectancy for the claimant". - from another Structured Settlement Company web site
Pick your poison...?
At 4structures.com, LLC we actually like to keep our clients: (1) alive; and (2) to live as long and productive lives as possible. If during the course of the settlement planning process we can obtain a rated age from a life insurance company that issues structured settlement annuities, we will be in a position to offer a reduced cost solution to providing the needed future benefits. With a rated age, an improved structured settlement payout can be provided per settlement dollar allocated to a structured annuity which includes lifetime payments. A rated age does not affect structured settlement payments for a fixed period certain or guaranteed lump sum payments.
For more information please watch this video: