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Is Crypto Appropriate for Injury Victims? Feed

August 29, 2022

Is Bitcoin or other Crypto Suitable for an Injury Victim's Settlement Plan?

by John Darer CLU ChFC MSSC CeFT RSP CLTC

I recently encountered a Internet troll who "must be" a spokesperson for "Bitcoin or Stupid Shit?", because anyone who reads our Crypto in settlement plan suitability blogs, knows what we do, what people in the settlement planning industry do, including that judges that must approve minors' settlements, understands that an investment that has a 121% annualized rate of return over 10 years with a 181% standard deviation* might not be the most suitable investment for injury victims. And apparently it's not suitable enough for a large allocation for everyday investors either, according to Ray Dalio. And there are laws that restrict investments for minors and incompetents. 

_________________________________________________________________________

*Source Lazyportfolioetf.com.

In statistics, the standard deviation is a measure that is used to quantify the amount of variation of a set of data values. Used above as a measure of volatilit

Warren Buffett gives his most expansive explanation for why he doesn’t believe in Bitcoin  

"If you offered me all the bitcoin in the world for $25.00, I wouldn't take it", if doesn't convince you bitcoin is a scam I don't know what would.- Warren Buffett , Berkshire Hathaway annual meeting  April 2022, covered by CNBC

“In my life, I try and avoid things that are stupid and evil and make me look bad in comparison to somebody else – and bitcoin does all three,” Munger said. “In the first place, it’s stupid because it’s still likely to go to zero. It’s evil because it undermines the Federal Reserve System ... and third, it makes us look foolish compared to the Communist leader in China. He was smart enough to ban bitcoin in China.”  Charlie Munger,  Ibid.

_________________________________________________________________________________________________

1. According to billionaire investor and hedge fund manager Ray Dalio, it’s reasonable for everyday investors to hold a small amount of bitcoin, the largest cryptocurrency by market value. On a recent episode of the We Study Billionaires podcast, Dalio was asked by co-host William Green whether allocating 1% to 2% of one’s portfolio to bitcoin was reasonable. “I think that’s right,” Dalio replied. Dalio has served as co-chief investment officer of the world's largest hedge fund, Bridgewater Associates, since 1985. Dalio is regarded as one of the greatest innovators in the finance world, having popularized many commonly used practices, such as risk parity, currency overlay, portable alpha and inflation indexed bond management.

2. Crypto Freefall Gives Retirement Plans New Reason to Avoid Risk  [Bloomberg May 17, 2022]

"Upheaval in the cryptocurrency market puts teeth in a US Labor Department push to discourage retirement plans from adding digital assets to their 401(k) plan lineups. Crypto markets lost more than $270 billion just weeks after the department’s Employee Benefits Security Administration issued strongly worded guidance (CAR No. 2022-01) all but banning retirement plans from offering crypto assets. 

3. On June 29, 2022 an article by Alex Hern and Dan Milmo appeared in The Guardian with the headline "Crypto crisis: how digital currencies went from boom to collapse "Savers talk of devastating losses as assets such as bitcoin and ‘stablecoins’ like terra fell sharply"

4. On August 1, 2022   Nerd Wallet published an article  "After a Fall, Crypto Winter Sets In"

"Cryptocurrencies hit a rough patch in 2022, with prices falling and some companies facing serious financial issues".
 
5. On August 31, 2022, Fortune published  The Bitcoin crash has wiped out over $1.3 billion in value from Michael Saylor’s Bitcoin holdings. Now he’s being sued for tax fraud  Fortune reports that the 57-year-old entrepreneur made his name during the dot-com bubble of the late 90s and is well known for having lost $6 billion in a single day during the crash that followed.

6. If that's not enough, on April 26, 2022, the New Jersey law firm of Console & Associates discusses data breaches related to crypto

"Over recent years, Bitcoin, Ethereum, Litecoin and other cryptocurrencies have surged in popularity and value as more and more people see the value that the asset class presents. However, hackers see the fact that everyday investors are now holding cryptocurrency as a major opportunity. In fact, over the past year, there have been several high-profile cryptocurrency hacks resulting in the loss of more than $14 billion dollars".

7. Comedian Bill Murray loses $186,000 to hackers Bill Murray recently held an NFT auction in which most of the recouped funds were in the said wallet. The statement showed that the hacker drained 90% of the entire funds in the wallet, leaving just a little over $500 in the wake of the act.  Cryptopolitan September 3, 2022

8. May 12, 2022 New York Post reports "Bitcoin’s plunge slashes the fortunes of major crypto billionaires", the Winklevoss twins lost 40% of their respective fortunes,  more than $2 Billion each at the time the story was poublished in the NY Post.. Sam Bankman-Fried, the founder and CEO of crypto exchange FTX, has lost roughly half of his on-paper fortune since March and is now worth about $11.3 billion". Crypto billionaires losing fortunes as bitcoin tumbles (nypost.com) 

9. "We've only scratched the surface of how bad the crypto crime wave has gotten June 13, 2022 LA Times by Matt Pearce

"These are tough days for cryptocurrency investors. Values are cratering. Prominent crypto firms are faltering. And it's coming after a massive surge of criminal fraud that has been pummeling crypto users with unknown billions of dollars in losses with little relief in sight"

10. Bitcoin is down roughly 60% this year and some other tokens have lost even more. The ninth month of the year has historically been one of the worst for the largest cryptocurrency, falling every September since 2017. Bitcoin has averaged an 8.5% drop for the month over the past five years, according to Bespoke Investment Group".  August 31, 2022 Bloomberg

11. Says Fort Lauderdale's and Owings Mills Maryland's Richart Ruddie (also self-styled as "Richart Ruddie Annuity"), a bête noire of sorts in structured settlement circles due to his association with JRR Funding, AnnuitySold and related companies, which were banned from doing business in Maryland for 7 years from January 2018 for fraud:

"Losses of Bitcoin Value – As the shining light of the cryptocurrency industry, Bitcoin advanced in value to a high watermark of $69,000, but the erosion of that value has declined since November of 2021. The currency currently trades roughly around the $20,000 mark a high mark in 2018 that now feels like a low mark for the worlds most well known coin. That’s almost an 80% loss in just over 6 months".- The Crypto Updates July 12, 2022

On a $1,000,000 investment that's a $800,000 loss.  Could you handle it emotionally?  What if you were not physically able to work? What if that money represented compensation for the loss of your spouse, parent or child?

12. Bitcoin, Ethereum Nosedive: $445M Liquidated From Crypto Market (msn.com)  September 19, 2022

Bitcoin Loses Steam Bitcoin is currently trading at $19,100, down 14% in the past week and down by around 4% over the past 24 hours. The world’s largest cryptocurrency is now down by a staggering 75% from its all-time high in November 2021 when its market capitalization was $1.27 trillion. It is now down to $366 billion.

Crypto: Treasury's financial stability watchdog says fraud is rampant in digital currency markets (cnbc.com)  December 16, 2022

I dont think it's really necessary to go on. Is this the kind of volatility that a vulnerable class of investors should be exposed to? 

The "Bitcoin-Shitcoin"  Expression

Next time someone tries to "poo-poo" the renewable credentials of Bitcoin mining, remember AmityAge Mining Farm. Founded by Gabriel Kozak and Dušan Matuska, the Bitcoin mining facility uses human and animal waste to generate electricity for mining".  According to Matuska, using renewable energies such as biogas “shows that we can really accelerate the adoption of these renewables and make their return on investment higher in the end,” while it’s also a cheap energy source. An ecologically sound and low-cost way of generating electricity, biogas electricity plants convert waste into methane gas due to a fermentation process. The gas is then burned as fuel".  Read the full story here

Sidney Vee, the Bitcoin troll missed this, but scoured the Wayback Machine to focus on a long since deleted post titled "Bitcoin-Shitcoin", selectively overlooking the criticism of Henrique Vicente... whose "Cryptocurrency Tulipmania: Bitcoin is a shitcoin" was published May 10, 2021.  In 2020, John McAfee opined that "Bitcoin is the true Shitcoin".  Oh dear!

While I understand that a "Bitcoin v Stupid Shit" "spokesperson" might get their knickers in a twist, the above suggests there is plenty of support for use of the term in the long deleted post. The fact that the troll decided to spend his spare time going into the Wayback Machine is something else altogether. Let it go Chuck. The numbers and volatility speak for themselves. Did the troll stay in bitcoin or did they take a 75% loss?

It's Unlikely that Judges Would Ever Approve a Crypto Investment of a Minor or Incompetent Person's Settlement

My message is clear in prior posts.  The volatility of Bitcoin and other crypto are generally not suitable for injury victims and probably would not be approved for injury victims where court approval of settlement is required. For example see New York  CPLR § 1206. Disposition of proceeds of claim of infant, judicially declared incompetent or conservatee, which states:

(c) the court may order  that  money  constituting  any  part  of  the
  property  be  deposited  in one or more specified insured banks or trust
  companies or savings banks or insured state or federal credit unions  or
  be  invested  in  one  or more specified accounts in insured savings and
  loan  associations,  or  it  may  order  that  a  structured  settlement
  agreement  be  executed,  which shall include any settlement whose terms
  contain provisions for the payment of funds  on  an  installment  basis,
  provided that with respect to future installment payments, the court may
  order that each party liable for such payments shall fund such payments,
  in  an amount necessary to assure the future payments, in the form of an
  annuity contract executed by a qualified insurer  and  approved  by  the
  superintendent  of  financial  services pursuant to articles fifty-A and
  fifty-B of this chapter. The court may elect that the money be deposited
  in  a  high  interest  yield  account  such  as  an   insured   "savings
  certificate" or an insured "money market" account. The court may further
  elect  to  invest  the money in one or more insured or guaranteed United
  States treasury or municipal  bills,  notes  or  bonds.  This  money  is
  subject to withdrawal only upon order of the court, except that no court
  order  shall  be required to pay over to the infant who has attained the
  age of eighteen years all moneys so held unless  the  depository  is  in
  receipt  of an order from a court of competent jurisdiction directing it
  to withhold  such  payment  beyond  the  infant's  eighteenth  birthday.
  Notwithstanding the preceding sentence, the ability of an infant who has
  attained  the  age of eighteen years to accelerate the receipt of future
  installment payments pursuant to a structured settlement agreement shall
  be governed by the terms of such agreement. The reference to the age  of
  twenty-one  years  in any order made pursuant to this subdivision or its
  predecessor, prior to September first,  nineteen  hundred  seventy-four,
  directing  payment  to  the  infant  without further court order when he
  reaches the age of twenty-one years, shall be deemed  to  designate  the
  age of eighteen years; or
    (d)  the  court  may  order  that the property be held for the use and
  benefit of such  infant,  incompetent  or  conservatee  as  provided  by
  subdivision (d) of section 1210.

Structured settlement annuitants receiving stable tax exempt income from a structured settlement, should not be groomed into selling structured settlement payment rights to zealous pennies on the dollar merchants from in South Florida or Maryland to put into volatile investments with a 181% standard deviation.

"Cryptocurrency firms including Coinbase Global Inc., Galaxy Digital Holdings Ltd. and MicroStrategy Inc. all plunged more than 25% last month. The declines added to the pain of a dismal year amid a deep and extended plunge in Bitcoin and other digital tokens. While that trio of firms rallied this week, they’ve still wiped out roughly $52 billion of shareholder value in 2022".

Beware the "Muthaforkers" | Warning to 18-21 Year Olds With Structured Settlements  February 22, 2018

Last updated December 16, 2022

 

Posted at 01:17 AM in Crypto and Settlement Planning?, Is Crypto Appropriate for Injury Victims?, Is Crypto Appropriate for Settlement Plan?, Richart Ruddie Annuity, Structured Settlement Watchdog® | Permalink

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February 22, 2018

Beware the "Muthaforkers" | Warning to 18-21 Year Olds With Structured Settlements

by Structured Settlement Watchdog

Millennials familiar with bitcoin and other crypto currencies know that a fork has a deeper meaning than a utensil for lifting food Bitcoin should it be in settlement plan and bringing the food to your mouth.

If You Are 18-21 and have a structured settlement,  you may be targeted by cash in your annuity companies who will attempt to groom you so they can get you to fork over your structured settlement payments for pennies on the dollar.

Despite structured settlement protection acts such companies have partnered with big data and/or maintain their own databases to target their victims using false, misleading and unethical marketing techniques to get them to fork over the valuable rights to their structured settlement money.  Beware the "muthaforkers"

Beware of mailings or phone calls from companies who pretend to be from a fake but official sounding government agency or fraudulent structured settlement registry.

It may seem like common sense, but beware of attempts by representatives of structured settlement factoring companies trying to befriend you, buy you booze, get you to blaze one (in states where it is illegal), take you to strip clubs, fly you to Florida or bus you into Virginia or Connecticut.  Understand that you are the sheep and these companies are wolves seek to shear off your financial hair.    

It's all unsavory business conduct that is designed to trap you so they can fleece you for pennies on the dollar. Don't get forked over.

 

 

 

 

 

 

Posted at 10:22 PM in Is Bitcoin Appropriate for Injury Victims?, Is Crypto Appropriate for Injury Victims?, Structured Settlement Factoring, Structured Settlement Transfers, Structured Settlement Watchdog® | Permalink

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March 03, 2014

Gimmicks Are Gimmicks | An Important Financial Planning Adage

by John Darer® CLU ChFC MSSC CeFT RSP CLTC

Bitcoin crashHackers stole $437M worth of Bitcoins
The recent New York Post headline Hackers stole $437M worth of bitcoins in 'tinker toy' currency mess portrays something in some ways worse than a Ponzi scheme in sheer speed of its collapse. The story, is that 
Mt. Gox — formerly known as Magic: The Gathering Online Exchange — made 750,000 bitcoins worth $473 million disappear, the company said Friday. The former trading-card exchange declared bankruptcy.

As the New York Post's Jonathon M. Trugman points out  March 2, 2014, a bonafide currency has a homeland, and it is that country's specific approved form of money, with a seal and a traceable serial number, backed up by the gross domestic product, taxes and oversight.      

Trugman opines that "anyone referring to bitcoin as a currency is slimy or just plain stupid".    

Bitcoin Not a Starter Settlement Planning Solution for Injury Victims 

If you are receiving a settlement or already have the proceeds of your settlement beware of speculative and risky investments. A gimmick is a gimmick.  Instead start with a structured settlement, establish a core stream of income that is unaffected by the stock market, or the real estate market, before you start taking risks in the market, or starting a business, investing in someone else's business,  or taking on a lot of debt.

Posted at 06:49 PM in Financial History, Financial Planning, Financial Protection, Is Crypto Appropriate for Injury Victims?, Is Crypto Appropriate for Settlement Plan, Settlement Planner Business Practices, Structured Settlement Humor, Why Bitcoin Not Suitable for Injury Victims, WV Structured Settlements | Permalink

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Guide to Structured Settlements 2023

  • What is a Structured Settlement? What You Need to Know
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    Which life insurance companies issue structured settlement annuities going into 2023? A list of current structured annuity issuers, the location of their home offices and their financial ratings from A.M. Best, Moodys, Fitch, Standard & Poors and/or other Tier1 NAIC ratings, with links to their websites and other useful information.
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    Treasury Funded Structured Settlements are a settlement option for the most conservative using the OTHER permissible qualified funding asset under IRC 130(d), United States Treasury Bonds in addition to, or instead of, structured settlement annuities. Treasury Funded Structured Settlements can also be used to fund installment sales, also known as structured sales and other non qualified structured settlements.
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    Use the Taxable Equivalent Yield chart to help compare the Internal Rate of Return (IRR) of a structured settlement to other alternative or complementary investments. Need help with the chart? Call 4structures.com® LLC at 888-325-8640
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    Ways You Can Structure Your Settlement Payments. With a structured settlement you can have more than one type of payment in a single contract. Different types of structured settlement payments can be customized and combined to meet your needs on a stand-alone basis, or in conjunction with other financial products. Diversify your structured settlement, if you wish, by funding with more than one annuity issuer, with treasury funded structured settlements, index linked structured settlement payments and market based structured .
  • Structured Attorney Fees for Tax Deferral for Contingency Fees
    Structured attorney fees is a financial strategy that offers a unique way to defer taxes for lawyers and law firms. Lawyers CAN structure their legal fees even if the plaintiff doesn't structure their settlement. There are multiple ways to structure your attorney fees, such as the an index linked structured settlement where payments are adjusted based on upside changes in the S&P 500 with no downside and a cap of 5%. Trial Lawyers may also use a special deferred pay/deferred compensation arrangement, if market based returns returns are desired with no cap. Plan NOW for year end! Put structured attorney fee expert John Darer® on your settlement planning team.
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  • What Are Structured Settlement Annuities?
    Structured settlement annuities are annuities that can provide one or more customized annuity payment streams in a single contract. Read about structured settlement annuities here.
  • History of Structured Settlements
    Tracing the roots of structured settlements history from 1918, when Congress exempted damages for personal injury or sickness from income tax, to the establishment of structured settlements as a core personal injury settlement planning tool to the present day.
  • What Are Market Based Structured Settlements?
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Qualified Settlement Funds

  • What is a Qualified Settlement Fund?
    Qualified Settlement Funds | What You Need to Know
  • Firmwide Qualified Settlement Funds Debunked
    Firmwide qualified settlement funds have been heavily promoted to trial lawyers, but have been debunked in a detailed analysis in a July 2022 legal opinion a tax partner at the law firm of Faegre Drinker Biddle & Reath, LLP. Trial lawyers and firms who have established Firmwide QSFs or coinsidering establishing a Firmwide QSF should read the analysis as part of their evaluation.

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  • "All the others that I had emailed & have seen on the net were "cash now types" & have no concern of me & just are looking for my $$$. When I came across your site & blog I realized that u are an upstanding guy & are not like others. That's why I emailed"
  • This was Great. Right On Point-TS
  • "Other Than John Darer No One Seems To Be Doing Anything"-J
  • Thanks for your help and also for the good work you do on behalf of our industry-L
  • "Thank you for being the inspiration that you are and for being a strong advocate for integrity in our business"-KL
  • "I Commend You On Your Effort To Make a Difference!" -R
  • "He is a fabulous writer who has a great passion for the structured settlement industry. I commend him on the passion he invokes when he writes on his blog listed above. That type of commitment and passion is hard to find and is rare in this world" -AC

Structured Settlement Best Practices Corner

  • New York Insurance Advertising law requires the full name of the Insurer to be listed along with the city and state of the principal office. Stating that you represent these fine companies using Insurance company logos without the preceding information are also illegal
  • When it comes to settlement documents it is the ultimate responsibility of the lawyers or claims adjusters who receive input concerning the structured settlement aspects of the documents to actually read the entire document, exercise independent thought and advise their clients properly
  • Be aware that financial advisors use of testimonials is prohibited or restricted
  • Most states require that Testimonials represent the CURRENT opinion of the person who made the testimonial. Be prepared to back it up.
  • Number of States That Prohibit Payment of QSF expenses by licensed agents and brokers
    5 Survey not yet complete.

Legal Search Engines

  • Law Guru

Retirement Resources

  • Boston College Center for Retirement Research

Independent Professional Advice

  • Independent Professional Advice for Sellers of Structured Settlements

Copyright and Trademark Notice


  • All posts, including memes created by John Darer, Copyright 4structures.com, LLC 2022. All rights reserved. Ongoing filings have been made with the United States Copyright Office. Except for those videos in which John Darer appears, or any video advertisements or public service videos appearing on, this blog, no claim is made to videos, music or images in any mashup which are the property of their respective owners. Disclaimer: The use of any marks herein does not suggest any sponsorship, affiliation or relationship with owners of such marks. Any marks used in commentary herein are in the context of fair use to discuss the newsworthy topics presented herein.
  • Structured Settlement Watchdog® is a registered trademark of 4structures.com LLC.Reg. 4711312 All rights reserved.
  • John Darer® is a Registered Trademark of John Darer, Stamford CT. Reg. 4674907 All rights reserved
  • 4structures® Reg. 4640532 and 4structures.com® Reg. 4640531 are Registered Trademarks of 4structures.com LLC. All rights reserved
  • Structured Settlements 4Real® is a Registered trademark of 4structures.com LLC Reg.4345946 All rights reserved.

Comments and Trackback Policy

  • Comments and Trackback Policy
    Comments to this blog are encouraged, welcome and add spice to the interactive nature of blogs. However, the unscrupulous practice by some to deliver comment spam, to connect all manner of unrelated products to structured settlements, detracts from user experience, is NOT tolerated by this author and thus necessitates the practice of comment screening.

Secondary Market Blawgs or Websites

  • Edward Stone Law
  • Secondary Market Annuities Are Not Annuities
    The term secondary market annuity is a scam label that uses the cachet of legitimate annuities to capture investors

Special Needs Blawgs and Resources

  • Jay J. Sangerman, PLLC
    A New York and Florida based AV rated estate planning law practice with an emphasis in Supplemental Needs Trusts, which assists attorneys in efficient case settlement though the use of Supplemental Needs Trusts and Special Needs Trusts; and Elder Law
  • Day Pitney LLP - People - Keith Bradoc Gallant
    Brad's practice includes traditional trust and estate planning and administration, special needs and disabilities planning, planning for same-sex couples and their families, planning for incapacity, and all types of probate litigation.
  • Lisa Nachmias Davis - New Haven, CT
  • Richard L. Shea, Esq. Newington, CT
  • The Connecticut Elder Law Blog: Special Needs Trusts
    Michael J. Keenan, Esq. of Keenan Law, LLC in Glastonbury, CT
  • Florida Special Needs Lawyer David J. Lillesand
    Lillesand and Wolasky, P.L. Miami and Gainesville, FL

Executive LIfe of New York (ELNY)

  • John Darer® Appears on NBC News 4-New York report on Executive Life of NY - Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and Commentary
  • Structured Settlement Diversification | ELNY Recap with John Darer® - YouTube
  • Lessons from Executive Life of New York- ELNY Why Were All Their Eggs in One Basket? - YouTube
  • Executive Life of New York Liquidation-2 (ELNY) John Darer®/Wahlstrom - YouTube
  • Executive Life of New York - YouTube
  • Executive Life of New York: What's Going On? - Structured Settlements 4Real®: What's Real News in the Structured Settlements, Settlement Planning, Consulting and Lawsuit Recovery Space?
    A collection of articles and news reports about Executive Life of New York ("ELNY")
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Pages

  • CrowFly LLC Misleading "Purchase Structured Settlement Annuity" Paid Ads Exhibit
  • Einstein Structured Settlements Social Media Road Kill Exhibit
  • Executive Life of New York | How Much Dirt Was Publicized in 1980s?
  • Executive Life of New York: What's Going On?
  • Is there a Conflict of Interest for Plaintiff Settlement Consultants?
  • Lawsuits Against Pension Advance Companies
  • Lawyers Commentary on Structured Settlement Factoring
  • New York Structured Settlement Best Practices Corner
  • Structured Settlement Factoring Discount Rate Calculator 2022
  • Structured Settlement Reporting Wall of Shame | South Florida Edition
  • Structured Settlements 4Real® Blog | How to Find Stuff You Need
  • The Deceptful Use of Disposable DBAs by Structured Settlement Factoring Companies

Law Firm Blawgs

  • Aviation Law Monitor: Michael Danko Law Firm
  • Belluck & Fox, LLP
    Help with Information about litigation concerning Mesothelioma and Asbestos from New York Law firm
  • Edward Stone Law Blog
  • Forrest McPadden News
  • Massachusetts Personal Injury Blog | Christopher Earley
    Boston Personal Injury Lawyer
  • New Jersey Injury Lawyer & Attorney : Law Offices of Scott D. Grossman : Serving Monmouth County, Bergen County
  • New York Appellate Law Blog
  • New York Injury Law Blog | Ziff Law
    Ziff Law Firm, LLP Elmira, New York
  • NY Employment Atty Law Blog
  • Personal Injury Law in Wisconsin
    Jon Groth of Groth Law Firm, S.C. MIlwaukee, Wisconsin
  • The Volokh Conspiracy – Reason.com
    Mostly law professors

Blog Search Engines and Directories

  • Justia Blawg Search
    Search engine, articles, and directory of legal blogs.

Social Media Road Kill Museum

  • Einstein Structured Settlements Social Media Road Kill - Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and Commentary

Helpful Structured Settlement Information is Here!

  • Learn more about structured settlements by reading structured settlement expert John Darer's blog
    Researching Structured Settlements? Check (1) in Archived Blog Posts (above left); (2) use the Google search box (below); (3) visit the 4structures® website at https://www.4structures.com, (4) 4structures® YouTube Channel by clicking the above link, or (5) call settlement expert John Darer® at 888-325-8640, toll-free in the USA or 646-849-1588 in New York City
  • Subscribe to a Specific Category Feed for a subject you like or the Whole Blog
    SUBSCRIBE to the dedicated RSS feed for the Structured.Settlements 4Real® blog category that interests you. For example, if you are just interested in reading about "New York Structured Settlements" you can follow that feed. Just click on the category title tag at the bottom of a post you like and then the little RSS symbol on the resulting page.You can also subscribe to the whole blog
  • The John Darer® authored Structured Settlements 4Real® blog is the most prolific structured settlement blogger with over 5,200 blog posts, and counting!

Why Take a Structured Settlement?

  • A structured settlement offers guaranteed financial security to personal injury victims, wrongful death survivors and their families. A structured settlement involves a customized stream of payments, provides long-term stable tax-free income, for a period of years or a lifetime. Unlike other income annuities. a structured settlement annuity can have multiple payment streams to address multiple needs in a single contract.

Recent Posts

  • The Canard of the "Secondary Market Annuity" Exposed in this History Lesson
  • Chicago Structured Settlement Broker & CEO Neil P. Herald Perishes as a Result of Chicago Fire
  • District Settlements Gibberish | Shows How Little It Knows About Structured Settlements
  • Why Did New York Life Just Issue Memo Telling Structured Settlement Brokers Not to Alter Quotes?
  • Cash Trapped in Structured Settlement Annuity is Latest Cow Poo from Stone Street Capital
  • SC Structured Settlement Protection Amendment Introduced After Negative Media Exposure
  • Asinine Factoring Company Ad Shows Guy Hand-in-Hand With Girlfriend Checking Out Another Woman's Rump
  • James R. Gibson, Structured Settlement Crook Who Threatened to Kill Judge, Denied Compassionate Release
  • Structured Settlement Annuities Close to ALL TIME RECORD in 2022 Primary Market Production

Divorce Settlement Resources

  • Divorce Structured Settlements For Secure Alimony, Child Support Payments
  • Divorce Settlement Ideas and Solutions

Tax Deferral Resources | Defer Taxable Settlement

  • IP Structured Settlements
    Your Source for Intellectual Property Structured Settlements From Silicon Alley to Silicon Valley
  • Defer The Taxes Settlement Consulting | 4structures.com LLC
    Keep More of Your Taxable Settlement

  • Boston College Center for Retirement Research
    Helpful research on topics related to retirement issues including income and healthcare
  • Deferred Income Annuity Blog

Structured Sales Resources

  • Wikipedia on Structured Sales
  • Structured Sales Authority
  • 4structures.com, LLC
  • "Breathing Life Into Installment Sales" Wood
  • Journal of Financial Planning 01/2006

Other relevant websites and blogs of interest

  • London Market Structured Settlements Experts
    Bridge building settlement consulting using a humanistic process, providing creative and reliable support for London Market Insurers, Lloyds Syndicates, Claims Professionals and Lawyers
  • New York Structured Settlement Experts
    Bridge building settlement consultants who collaborate with clients using a humanistic process, providing creative and reliable advice and support for litigating parties and their lawyers.
  • Structured Settlement Broker | NY/CT/NJ 888-325-8640
  • The Structured Settlement Watchdog® John Darer®
    What is the mission of the Structured Settlement Watchdog? The Who, The What and The Why.
  • Structured Settlements Expert | John Darer
  • Connecticut Structured Settlements in Stamford, CT
    Do you need advice on structured settlements and settlement planning
  • New York Structured Settlements - Settlement Planning, Structured Settlements, Structured Settlement Companies
  • FactCheck.org
    nonprofit "consumer advocate" for voters that Aims to reduce the level of deception and confusion in U.S. politics. They monitor the factual accuracy of what is said by major U.S. political players in the form of TV ads, debates, speeches, interviews and news releases.
  • NYC 9-11 Health
    The World Trade Center Health Registry is now the largest registry in U.S. history to track the health effects of a disaster. The federally funded program is information central for first responders and others with health issues from 9-11
  • NY Personal Injury Law Blog Eric Turkewitz
  • Structured Sales Authority
    One of the authors other blogs with posts concerning structured installment sales of real estate and businesses
  • Financial Aid Resource fo College
  • Individual Finance & Insurance Decisions Centre
    Moshe A. MIlevsky
  • WSJ Law Blog
  • Wood LLP
    Robert Wood, Esq. Settlement Tax Expert
  • New York Civil Law Blog Matthew Lerner

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