by John Darer CLU ChFC MSSC CeFT RSP CLTC
MassMutual's 2021 dividend interest rate will be 6% for 2021, which represents a small decrease from 2020. For those personal injury trial lawyers who are
interested in a permanent form of life insurance such as whole, life, MassMutual has proven to be a good value. While impressive, MassMutual discloses that the dividend and dividend interest rate (DIR) are determined annually, subject to change and are not guaranteed. Dividends for eligible participating life insurance policies primarily consist of investment, mortality and expense components.
It's important to note that MassMutual reiterates in its public facing materials that the dividend interest rate is not the rate of return on the life insurance policy Download How The Dividend Interest Rate is Applied li7159 (see summary).The DIR is used to determine the investment component of the dividend and should not be the sole basis for comparing insurers or policy performance.