by John Darer® CLU ChFC MSSC RSP CLTC
The stock market of early 2016 has already suffered multiple days of multiple three digit losses, before an up morning. Making money in the stock market takes risk tolerance and discipline. Not everyone has the mentality and intestinal fortitude to lose 10% or more of value in a few days or months.
Structured settlements are a haven in turbulent times. People with structured settlements receive stable, secure guaranteed structured settlement payments that are backed by large well capitalized insurance companies. Five of the life insurance companies currently writing structured settlements have been in business since the 19th Century! Structured settlements provide valuable tax benefits for all types of damages.
New York Life Insurance Company, Metropolitan Life Insurance Company, The Prudential Insurance Company of America, United States Life Insurance Company in the City of New York and Pacific Life Insurance Company have each been in business since the 1800s.
If you like the stock market's yo-yos, you have to watch the video below. Have a thirst for more risk? Try " Yo-Yo Ma". If you want safety, stability and guaranteed income, get a structured settlement.
And if a shady structured settlement buyer in cahoots with a financial adviser, is trying to get you to sell your structured settlement payments for a fraction of their value to buy mutual funds or other investments, watch this video again.