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April 19, 2023

Fairfield Funding Acquires MoneyHarmony.Com But No Harmony in Years of Experience Stacking

by Structured Settlement Watchdog

Fairfield Funding is rebooting under a new website called MoneyHarmony.com, but there is no harmony in the Years of experience stacking is a load of crepeexaggerated years of experience used to promote Fairfield Funding to the public. 

"Are You Reelin in the Years...are you stowing away the time?"

Part of the chorus to the Classic Rock song by Steely Dan comes to mind to frame this topic of discussion.

Consider these facts

  • In 2009, a press release put out on PR web states that Fairfield Funding was founded in 2008. Download PR Web Fairfield Funding 2009 Press Release says founded in 2008
  • On April 19, 2023, when accessed, the Better Business Bureau listing for Fairfield Funding says "Business Started:10/1/2008 and Business Incorporated: 8/13/2008"
  • Consumer Affairs says Fairfield Funding was "founded in 2008".
  • "Over 15 years of helping people" -​ website at its original URL

Fairfield Funding Press Release published April 14, 2023 and syndicated all over the United States

A. Getting a little ahead of themselves given business was incorporated August 13, 2008, eh?

Fairfield Funding has been providing financial services for over 15 years and has built a reputation for delivering personalized solutions that meet the unique needs of its clients. The acquisition of MoneyHarmony.com is expected to further enhance the company’s reputation for excellence in the financial services industry.  BUT...

B. Fairfield Funding in Stunning Four Fold Years of Experience Stacking

"About Fairfield Funding"

Fairfield Funding is a company that provides purchasing and funding for structured settlements and annuity payments in the United States. The company has over 60 years of experience in financial services and it meets the short-term financial needs of its customers".

Source: https://thenewsfront.com/moneyharmony-com-domain-acquired-by-fairfield-funding-a-structured-settlement-company/

Let's see...60 years ago would have been 1963, The Year of the Rabbit

  • President John F. Kennedy assassinated in Dallas, Texas; Vice President Lyndon Johnson becomes President. 
  • 200,000 people march on Washington in support of civil rights; Dr. Martin Luther King delivers his "I Have a Dream" speech
  • The New York Mets in their second season played their final season at the Polo Grounds.
  • "Great train robbery" in Britain yields £2.5 million for thieves
  • Congress expands its investigation of organized crime
  • Soviet cosmonaut Valentina Tereshkova becomes the first woman in space

MUSIC  Top 5

1. Yakety Sax – Boots Randolf  (Theme for British comedy show "Benny Hill")
2. Louie Louie – The Kingsmen  (15 years before featured in National Lampoon's Animal House movie
3. Up On The Roof – The Drifters
4. It’s My Party – Leslie Gore  [It's Your annuity and you can sell it if you want to (if a judge approves)]
5. South Street – Orlons   

Little Stevie Wonder, aged 12, did amazing performances of "Fingertips" at the Apollo Theater in Harlem, New York City and the Regal Theater in Chicago with Marvin Gaye on the drums.

C.  The "Short Stack" 

In discussing why choose them, rather than state that their team has on average "x" years of experience, Fairfield Funding tacks on in excess of 10 more years than the company has been in business 

"Our team has a combined 25+ years of industry experience. Due to our experience, expertise and understanding we promise to provide you with the best customer service, the utmost respect and the best deal".

Years of Experience Stacking is Misleading

Today it's Fairfield Funding, and previously it was other companies in the same industry

Sell Any Annuity Claims It Has "75+Years of Experience" in Gross Misrepresentation - Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and Commentary (typepad.com)

Sell Any Annuity "75 Years of Experience Scam" | What Happened in 1947? - Structured Settlements 4Real® Blog: Structured Settlements | Settlement Planning News and Commentary (typepad.com)

What Would Be Fair for Fairfield Funding or MoneyHarmony.com to Say?

  • Fairfield Funding has been in business since 2008
  • Fairfield Funding has been in business for almost 15 years having been established in August 2008.
  • Fairfield Funding employees average "X" years of experience in the buying structured settlement payment rights.
  • Fairfield Funding employees average "X" years of experience in the helping annuitants through the process of selling structured settlement payment rights as an option to raise cash they need.
  • Fairfield Funding employees average "X" years of experience in the structured settlement secondary market, helping annuitants through the process of selling structured settlement payment rights as an option to raise cash they need.

Posted at 09:39 AM in Atlanta Structured Settlements, Fairfield Funding Commentary, Harrisburg Structured Settlements, MoneyHarmony.Com, National Association of Settlement Purchasers (NASP), Structured Settlement Factoring News, Structured Settlement Humor, Structured Settlement Watchdog®, Years of Experience Exaggeration, Years of Experience Stacking |

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  • Treasury Funded Structured Settlements
    Treasury Funded Structured Settlements are a settlement option for the most conservative using the OTHER permissible qualified funding asset under IRC 130(d), United States Treasury Bonds in addition to, or instead of, structured settlement annuities. Treasury Funded Structured Settlements can also be used to fund installment sales, also known as structured sales and other non qualified structured settlements.
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    Use the Taxable Equivalent Yield chart to help compare the Internal Rate of Return (IRR) of a structured settlement to other alternative or complementary investments. Need help with the chart? Call 4structures.com® LLC at 888-325-8640
  • Structured Settlement Payments | Types of Structured Settlements 2024
    Ways You Can Structure Your Settlement Payments in 2024. With a structured settlement you can have more than one type of payment in a single contract. Different types of structured settlement payments can be customized and combined to meet your needs on a stand-alone basis, or in conjunction with other financial products. Diversify your structured settlement, if you wish, by funding with more than one annuity issuer, with treasury funded structured settlements, index linked structured settlement payments and market based structured .
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    Structured attorney fees is a financial strategy that offers a unique way to defer taxes for lawyers and law firms. Lawyers CAN structure their legal fees even if the plaintiff doesn't structure their settlement. There are multiple ways to structure your attorney fees, such as capped or uncapped index linked structured settlement annuities where payments are adjusted based on upside changes in the S&P 500 or another index, Trial Lawyers may also use a special deferred pay/deferred compensation arrangement, if market based returns returns are desired with no cap. Plan NOW for year end! Put structured attorney fee expert John Darer® on your settlement planning team in 2024.
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    Receiving structured settlement payments from your own structured settlement or inherited structured settlement? You'll like this huge time saver. Click the title for a link to a comprehensive list of customer service telephone numbers that includes both current AND former structured settlement annuity issuers and reinsurers. If you have simple bank or beneficiary changes, or if the insurance company that issued the structured annuity has merged, sold or spun off its block of structured annuity business (e.g. Aviva, Allstate, Transamerica, AEGON, GE Capital, Liberty, CNA, Confederation Life), oran annuity issuer has changed its name and you're trying to track them down. Here you go! The list is regularly updated. Last updated May 20, 2024.
  • Structured Settlement Quote Lock-Ins | What You Need To Know
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  • What Are Structured Settlement Annuities?
    Structured settlement annuities are annuities that can provide one or more customized annuity payment streams in a single contract. Read about structured settlement annuities here.
  • History of Structured Settlements
    Tracing the roots of structured settlements history from 1918, when Congress exempted damages for personal injury or sickness from income tax, to the establishment of structured settlements as a core personal injury settlement planning tool to the present day.
  • What Are Market Based Structured Settlements?
    Market based structured settlements are an alternative or supplementary structured settlement solution for the plaintiff, attorney or law firm that: 1. Can afford to take some market risk 2. Have discretionary settlement dollars. Claimants and attorneys alike may find that market-based structured settlements provide the opportunity to receive tax-free income, or tax-deferred income, while enjoying growth potential.
  • iStructure |Uncapped Fixed Index Structured Settlement Annuity
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Qualified Settlement Funds

  • What is a Qualified Settlement Fund?
    Qualified Settlement Funds | What You Need to Know
  • Firmwide Qualified Settlement Funds Debunked
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Why Take a Structured Settlement?

  • A structured settlement offers guaranteed financial security to personal injury victims, wrongful death survivors and their families. A structured settlement involves a customized stream of payments, provides long-term stable tax-free income, for a period of years or a lifetime. Unlike other income annuities. a structured settlement annuity can have multiple payment streams to address multiple needs in a single contract.

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