Einstein Structured Funding, a project of Owings Mills finest, Ryan Blank and Richart Ruddie, continues to post this totally fraudulent paid testimonial. Here is what a fraudulent structured settlement ad looks like.
The paid testimonial posted before Einstein had done any deals and no judge would ever have approved the deal that is suggested in the ad (i.e. sell structured settlement for the purpose of buying ocean front property in Miami and a Bentley). It is therefore deceptive and intentionally misleading advertising directed towards Hispanics. Einstein Structured Funding has continuously posted this advertising fraud for over 5 years knowing that it was a paid testimonial.
Here and here is the same actress peddling her wares on Fiverr. Here is where she says send me your script Here is a screenshot from a gig where she is on the same home set as in the Einstein paid gig.
Here is the same actress the Einstein structured settlement cheaters used peddling her services on BuyTestimonials.com
The Federal Trade Commission in an October 5, 2009 press release said "Under the revised Guides, advertisements that feature a consumer and convey his or her experience with a product or service as typical when that is not the case will be required to clearly disclose the results that consumers can generally expect. Assuming that the actress were a consumer instead of a paid actress, Einstein has failed the FTC requirements.
Celebrity endorsers also are addressed in the 2009 revised Guides. While the 1980 Guides did not explicitly state that endorsers as well as advertisers could be liable under the FTC Act for statements they make in an endorsement, the revised Guides reflect Commission case law and clearly state that both advertisers and endorsers may be liable for false or unsubstantiated claims made in an endorsement – or for failure to disclose material connections between the advertiser and endorsers. The revised Guides also make it clear that celebrities have a duty to disclose their relationships with advertisers when making endorsements outside the context of traditional ads, such as on talk shows or in social media.
Given that Phoenix attorney Aaron Kelly represented Richart Ruddie, a Defendant in a Conspiracy and Deceptive Trade practices lawsuit filed in 2012 and has also been alleged to tied to the Google de-indexing scams attributive to Ruddie, it's surprising that Ruddie and Blank would not have read Are Paid Testimonials Legal What About Fake Testimonials?, an excellent August 15, 2012 article by Aaron Kelly that is right on point.
Postscript January 8, 2018
In response to this post, the fraudulent paid video testimonial displayed on Einstein Structured Settlements for over 5 years has been disabled. Hallelujah!