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June 17, 2013

Einstein Structured Settlements Unethical "Brandjacking" Continues

by John Darer CLU ChFC CSSC RSP CLTC

Einstein Structured Settlements has hit a new low in its online advertising.  Targeting the big TV advertiser Peachtree Settlement Funding (and JG Wentworth, Novation Capital) Einstein Structured Settlements wants to make sure that you're not "confused" between the two companies. In doing so Einstein has created a webpage with the URL einsteinstructuredsettlements(dot)com/1-800-444-9632, the phone number for Peachtree Settlement Funding.    The Peachtree telephone number is mentioned  two other times on the webpage, including extra large font in bold in the middle of the page.          

Rest assured nobody is confused about Peachtree and fringe player Einstein Structured Settlements.

Einstein with Peach Schapps on BeachWhat is it with Einstein Structured Settlements?  Wasn't using an alias with fake academic credentials and bogus testimonials* enough?  Who can trust Einstein Structured Settlements now? What is it about certain Maryland structured settlement factoring brokers and fake academic credentials? Just a few weeks ago we blew the barn door about the attempts by Mt. Airy, Maryland Sovereign Funding Group, including a purported executive, to mislead the public with false academic credentials.

I know I haven't exactly been a big fan of Peachtree, but one wonders why Einstein Structured Settlements and those behind it can't stand on their own merits?  These companies shame the entire structured settlement industry with their behavior and give it a bad name, in my personal opinion.                                                                                                                                                                                                                                                    

  * commercials first appeared before Einstein did any deals and they wanted you to believe that a Hispanic woman reading from a teleprompter/computer screen sold her structured settlement to buy oceanfront property in Miami and Bentley (having convinced a judge to approve it as being in her best interest.

 

 

Posted at 04:50 PM in Factoring Company Bad Business Practices, J.G. Wentworth, JG Wentworth Commentary, Misinformation about Structured Settlement Factoring, Novation Settlement Solutions | Novation Funding Commentary , Peachtree Settlement Funding |

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Guide to Structured Settlements 2023

  • What is a Structured Settlement? What You Need to Know
    Structured settlements and what you need to know about them including a helpful introductory video featuring 2023 A.M. Best Client Recommended Structured Settlement Expert and Registered Settlement Planner John Darer® of 4structures.com® LLC
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  • Treasury Funded Structured Settlements
    Treasury Funded Structured Settlements are a settlement option for the most conservative using the OTHER permissible qualified funding asset under IRC 130(d), United States Treasury Bonds in addition to, or instead of, structured settlement annuities. Treasury Funded Structured Settlements can also be used to fund installment sales, also known as structured sales and other non qualified structured settlements.
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    Use the Taxable Equivalent Yield chart to help compare the Internal Rate of Return (IRR) of a structured settlement to other alternative or complementary investments. Need help with the chart? Call 4structures.com® LLC at 888-325-8640
  • Structured Settlement Payments | Types of Structured Settlements
    Ways You Can Structure Your Settlement Payments. With a structured settlement you can have more than one type of payment in a single contract. Different types of structured settlement payments can be customized and combined to meet your needs on a stand-alone basis, or in conjunction with other financial products. Diversify your structured settlement, if you wish, by funding with more than one annuity issuer, with treasury funded structured settlements, index linked structured settlement payments and market based structured .
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    Structured attorney fees is a financial strategy that offers a unique way to defer taxes for lawyers and law firms. Lawyers CAN structure their legal fees even if the plaintiff doesn't structure their settlement. There are multiple ways to structure your attorney fees, such as the an index linked structured settlement where payments are adjusted based on upside changes in the S&P 500 with no downside and a cap of 5%. Trial Lawyers may also use a special deferred pay/deferred compensation arrangement, if market based returns returns are desired with no cap. Plan NOW for year end! Put structured attorney fee expert John Darer® on your settlement planning team.
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  • Structured Settlement Quote Lock-Ins | What You Need To Know
    What does a Structured Settlement Lock-In Mean? How do plaintiffs, defendants and insurers benefit from a structured settlement quote lock in when finalizing a settlement? How does the defendant/insurer/court benefit from using a structured settlement lock-in? Where to be careful when using structured settlement lock ins.
  • What Are Structured Settlement Annuities?
    Structured settlement annuities are annuities that can provide one or more customized annuity payment streams in a single contract. Read about structured settlement annuities here.
  • History of Structured Settlements
    Tracing the roots of structured settlements history from 1918, when Congress exempted damages for personal injury or sickness from income tax, to the establishment of structured settlements as a core personal injury settlement planning tool to the present day.
  • What Are Market Based Structured Settlements?
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Qualified Settlement Funds

  • What is a Qualified Settlement Fund?
    Qualified Settlement Funds | What You Need to Know
  • Firmwide Qualified Settlement Funds Debunked
    Firmwide qualified settlement funds have been heavily promoted to trial lawyers, but have been debunked in a detailed analysis in a July 2022 legal opinion a tax partner at the law firm of Faegre Drinker Biddle & Reath, LLP. Trial lawyers and firms who have established Firmwide QSFs or coinsidering establishing a Firmwide QSF should read the analysis as part of their evaluation.

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Structured Settlement Best Practices Corner

  • New York Insurance Advertising law requires the full name of the Insurer to be listed along with the city and state of the principal office. Stating that you represent these fine companies using Insurance company logos without the preceding information are also illegal
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