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December 27, 2011

Structured Settlement Social Media Road Kill "Structured Cash Settlement" Holiday Edition-2

 by Structured Settlement Watchdog®

Throw-up
"Your type makes me..."

My financial "Illiteradar" has beamed onto " Structured Settlements: Methods, Suitable Clients and Assistance", "made for advertising"  (22 ads!) shlock published by yet another anonymous poster whose site is registered through Go.Daddy.com. Here's  a slice of financial ignorance on display at structured-cash-settlement.com :

"The secondary market is the structured settlement company".

"On other hand, the accussed  party will be the one to to pay the life insurance company".

"Unlike the buy and hold method, the third party will be assigned in purchasing thee annuity"

"In yearly payments, the agreed amount will be divided into equal amounts.   It will be distributed on the period that is agreed by both parties".

"In inflation hedging, payments may depreciate or increase over a period of time.  If the economy is good, then the money will likely increase.  On the other hand, if the economy is in crising, then the money will depreciate".

"In monthly indexed installments, the payment can be done by month, every 3 months or 6 months.  Payments that changed in amount due to some financial index is tracked over time".

"Clients must be qualified for Social Securoty benefits either as retiree or must meet the criteria of the U.S. federal health program"

In its post " Fundamentals of Structured Settlements"

"When we say annuities, we mean of regular deposits to regular deposits to a savings account, monthly home mortgage payments and monthly insurance payments.  The payment may be done weekly, monthly, quarterly, yearly or in any time interval as long as it guarantees future payments."

"As long as you settle it properly, the structured settlement may reduce the complainant’s tax obligation and may even lead in tax-free senarios"

"We invest our money to double or triple the money we invest in a couple of years".  "Look for the flaws and the brighter side".

"On the other hand, its not even bad if we squander our money but if we squander it too much.  Then, its bad after all.  Just buy the things that you need and not the things that you want. If not, there will be no money left for you, without you knowing it." 

In its post on Wrongful Death... kudos may be due...

"Your lawyer will "advice" you as to whether a wrongful death clam can be made"

Comment: Not only CAN they "be made", but I've dined at several seafood restaurants that seem to have specialized in "wrongful death clams". Very popular with the "sharks" I might add.

(All emphasis ours!)    Cue the circus music!

 

There are a number of legitimate primary market practitioners who have been unfortunately and unwittingly associated with this tripe due to: 1) their subscription to Google Adwords which placed their ads on the aforementioned website;  2)Due to the website publisher's use of the Amazon carousel widget; 3) Due to the publisher placing a video podcast of them on the site. I was actually tipped off by a Google news alert which referred to the posting of a video on the site which featured an industry colleague.

 

 

 

 

 

 

 

 

Posted at 10:19 AM in Dumbest Things Said About Structured Settlements Series, Financial Literacy, Social Media "Road Kill", Structured Settlement Humor |

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Guide to Structured Settlements 2023

  • What is a Structured Settlement? What You Need to Know
    Structured settlements and what you need to know about them including a helpful introductory video featuring 2023 A.M. Best Client Recommended Structured Settlement Expert and Registered Settlement Planner John Darer® of 4structures.com® LLC
  • How Do Structured Settlements Work? How Structured Settlements Work
    How structured settlements work, including 4structures.com LLC's super helpful structured settlement flow chart/diagram showing how structured settlements fit in on the spectrum of settlement planning solutions.
  • Rated Ages and Structured Settlement Cost
    Rated Ages for Structured Settlement Annuities present advantages to all parties. Shift the mortality risk to a life insurance company whose business it it is to assess mortality risk to price its life insurance and annuities. Rated ages boost your structured settlement annuity benefit per premium dollar, or your yield on lifetime payments. Rated ages help to reduce the cost of funding a Medicare Set Aside arrangement where a Structured MSA, is being used { WCMSA LMSA or NFMSA].
  • Structured Settlement Annuity Companies 2023
    Which life insurance companies issue structured settlement annuities going into 2023? A list of current structured annuity issuers, the location of their home offices and their financial ratings from A.M. Best, Moodys, Fitch, Standard & Poors and/or other Tier1 NAIC ratings, with links to their websites and other useful information.
  • Treasury Funded Structured Settlements
    Treasury Funded Structured Settlements are a settlement option for the most conservative using the OTHER permissible qualified funding asset under IRC 130(d), United States Treasury Bonds in addition to, or instead of, structured settlement annuities. Treasury Funded Structured Settlements can also be used to fund installment sales, also known as structured sales and other non qualified structured settlements.
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    Use the Taxable Equivalent Yield chart to help compare the Internal Rate of Return (IRR) of a structured settlement to other alternative or complementary investments. Need help with the chart? Call 4structures.com® LLC at 888-325-8640
  • Structured Settlement Payments | Types of Structured Settlements
    Ways You Can Structure Your Settlement Payments. With a structured settlement you can have more than one type of payment in a single contract. Different types of structured settlement payments can be customized and combined to meet your needs on a stand-alone basis, or in conjunction with other financial products. Diversify your structured settlement, if you wish, by funding with more than one annuity issuer, with treasury funded structured settlements, index linked structured settlement payments and market based structured .
  • Structured Attorney Fees for Tax Deferral for Contingency Fees
    Structured attorney fees is a financial strategy that offers a unique way to defer taxes for lawyers and law firms. Lawyers CAN structure their legal fees even if the plaintiff doesn't structure their settlement. There are multiple ways to structure your attorney fees, such as the an index linked structured settlement where payments are adjusted based on upside changes in the S&P 500 with no downside and a cap of 5%. Trial Lawyers may also use a special deferred pay/deferred compensation arrangement, if market based returns returns are desired with no cap. Plan NOW for year end! Put structured attorney fee expert John Darer® on your settlement planning team.
  • Structured Settlement Annuity Company Customer Service Phone Numbers
    Receiving structured settlement payments from your own structured settlement or inherited structured settlement? You'll like this huge time saver. Click the title for a link to a comprehensive list of customer service telephone numbers that includes both current AND former structured settlement annuity issuers and reinsurers. If you have simple bank or beneficiary changes, or if the insurance company that issued the structured annuity has merged, sold or spun off its block of structured annuity business (e.g. Aviva, Allstate, Transamerica, AEGON, GE Capital, Liberty, CNA, Confederation Life) or changed its name and you're trying to track them down, here you go! The list is regularly updated. Last updated September 14, 2023
  • Structured Settlement Quote Lock-Ins | What You Need To Know
    What does a Structured Settlement Lock-In Mean? How do plaintiffs, defendants and insurers benefit from a structured settlement quote lock in when finalizing a settlement? How does the defendant/insurer/court benefit from using a structured settlement lock-in? Where to be careful when using structured settlement lock ins.
  • What Are Structured Settlement Annuities?
    Structured settlement annuities are annuities that can provide one or more customized annuity payment streams in a single contract. Read about structured settlement annuities here.
  • History of Structured Settlements
    Tracing the roots of structured settlements history from 1918, when Congress exempted damages for personal injury or sickness from income tax, to the establishment of structured settlements as a core personal injury settlement planning tool to the present day.
  • What Are Market Based Structured Settlements?
    Market based structured settlements are an alternative or supplementary structured settlement solution for the plaintiff, attorney or law firm that: 1. Can afford to take some market risk 2. Have discretionary settlement dollars. Claimants and attorneys alike may find that market-based structured settlements provide the opportunity to receive tax-free income, or tax-deferred income, while enjoying growth potential.
  • iStructure |Uncapped Fixed Index Structured Settlement Annuity
    iStructure is an innovative game changing fixed index structured settlement annuity for plaintiffs or attorneys. with an intermediate to long term horizon

Qualified Settlement Funds

  • What is a Qualified Settlement Fund?
    Qualified Settlement Funds | What You Need to Know
  • Firmwide Qualified Settlement Funds Debunked
    Firmwide qualified settlement funds have been heavily promoted to trial lawyers, but have been debunked in a detailed analysis in a July 2022 legal opinion a tax partner at the law firm of Faegre Drinker Biddle & Reath, LLP. Trial lawyers and firms who have established Firmwide QSFs or coinsidering establishing a Firmwide QSF should read the analysis as part of their evaluation.

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  • New York Insurance Advertising law requires the full name of the Insurer to be listed along with the city and state of the principal office. Stating that you represent these fine companies using Insurance company logos without the preceding information are also illegal
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