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July 11, 2009

Structured Annuity Issuers and Assignees Stand The Test Of Time- Best Review July 2009

Best's Review has published "Standing the Test of Time" its annual report of insurance companies that have demonstrated their financial strength for half a century or more. The report published in its July 2009 issue includes both property and casualty as well as life and health insurers. A large number of the companies listed are either current or former annuity issuers or qualified assignees.

Inclusion in this list DOES NOT mean you should throw caution into the wind but it does show that these companies have weathered a variety of different storms during the time period in the opinion of A.M. Best rating agency.

Maintained Rating of A (Excellent) or better for 75 or more years

National Union Fire Insurance Company of Pittsburgh, PA, since 1934, (now part of AIU Holdings, Inc. and for structured settlements entered into for New York claims and suits against insureds of AIG subsidiary American Home Assurance Company it serves as qualified assignee for cases resolved though June 30, 2009).

Aviva Life and Annuity Company (former structured annuity issuer-includes predecessors), since 1929
Genworth Life (includes predecessors), since 1928  (former structured annuity issuer)
John Hancock Life Insurance Company, since 1928
Metropolitan Life Insurance Company, since 1928
New York Life Insurance Company, since 1928
Prudential Insurance Company of America, since 1928

Maintained Rating of A (Excellent) or better for 50 or more years

American General, since 1948
Hartford Life insurance Company, insce 1940
Liberty Life, since 1954
Massachusetts Mutual Life, since 1939 (former structured annuity issuer)
Pacific Life, since 1959
United of Omaha, since 1956  (former structured annuity issuer)

Posted at 03:15 PM in AI Life Structured Settlements, Aviva Structured Settlements, Bronx New York Structured Settlements, Brooklyn New York Structured Settlements, Buffalo New York Structured Settlements, Corebridge/American General Structured Settlements, John Hancock Life Insurance/ John Hancock Life Insurance Co of NY, Kings County Structured Settlements, Liberty Life Assurance Company of Boston, Long Island NY Structured Settlements, Los Angeles CA Structured Settlements, Maryland Structured Settlements, Metropolitan Life Insurance Company, Metropolitan Life Structured Settlements, National Union Fire Insurance Company, New York City Structured Settlements, New York Structured Settlements, News About Structured Settlements, North Carolina Structured Settlements, NYC Structured Settlements, Oakland Structured Settlements, Orange County Structured Settlements, Orlando Florida Structured Settlements, Philadelphia PA Structured Settlements, Providence Rhode Island Structured Settlements, Prudential Insurance Company of America, Qualified Assignment Company, Rhode Island Structured Settlements, Rochester Structured Settlements, Sacramento Structured Settlements, San Diego Structured Settlements, San Francisco Structured Settlements, Santa Monica Structured Settlements, Sarasota Structured Settlements, Seattle Structured Settlements, Settlements in Queens County New York, Structured Annuity Company, Structured Annuity Issuer, Structured Settlement History, Structured Settlement Industry News, Structured Settlement Markets, Structured Settlements in Kentucky, Structured Settlements in Maine, Structured Settlements in Maryland, Structured Settlements in Michigan, Structured Settlements in Nassau County, NY, Syracuse Structured Settlements, Washington Structured Settlements, West Virginia Structured Settlements, White Plains Structured Settlements |

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Guide to Structured Settlements 2024

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  • Top Structured Settlement Annuity Companies 2024
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  • Treasury Funded Structured Settlements
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  • Structured Settlement Payments | Types of Structured Settlements 2024
    Ways You Can Structure Your Settlement Payments in 2024. With a structured settlement you can have more than one type of payment in a single contract. Different types of structured settlement payments can be customized and combined to meet your needs on a stand-alone basis, or in conjunction with other financial products. Diversify your structured settlement, if you wish, by funding with more than one annuity issuer, with treasury funded structured settlements, index linked structured settlement payments and market based structured .
  • Structured Attorney Fees for Tax Deferral for Attorney Contingency Fees
    Structured attorney fees is a financial strategy that offers a unique way to defer taxes for lawyers and law firms. Lawyers CAN structure their legal fees even if the plaintiff doesn't structure their settlement. There are multiple ways to structure your attorney fees, such as capped or uncapped index linked structured settlement annuities where payments are adjusted based on upside changes in the S&P 500 or another index, Trial Lawyers may also use a special deferred pay/deferred compensation arrangement, if market based returns returns are desired with no cap. Plan NOW for year end! Put structured attorney fee expert John Darer® on your settlement planning team in 2024.
  • Structured Settlement Annuity Company Customer Service Phone Numbers
    Receiving structured settlement payments from your own structured settlement or inherited structured settlement? You'll like this huge time saver. Click the title for a link to a comprehensive list of customer service telephone numbers that includes both current AND former structured settlement annuity issuers and reinsurers. If you have simple bank or beneficiary changes, or if the insurance company that issued the structured annuity has merged, sold or spun off its block of structured annuity business (e.g. Aviva, Allstate, Transamerica, AEGON, GE Capital, Liberty, CNA, Confederation Life), oran annuity issuer has changed its name and you're trying to track them down. Here you go! The list is regularly updated. Last updated May 20, 2024.
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  • What Are Structured Settlement Annuities?
    Structured settlement annuities are annuities that can provide one or more customized annuity payment streams in a single contract. Read about structured settlement annuities here.
  • History of Structured Settlements
    Tracing the roots of structured settlements history from 1918, when Congress exempted damages for personal injury or sickness from income tax, to the establishment of structured settlements as a core personal injury settlement planning tool to the present day.
  • What Are Market Based Structured Settlements?
    Market based structured settlements are an alternative or supplementary structured settlement solution for the plaintiff, attorney or law firm that: 1. Can afford to take some market risk 2. Have discretionary settlement dollars. Claimants and attorneys alike may find that market-based structured settlements provide the opportunity to receive tax-free income, or tax-deferred income, while enjoying growth potential.
  • iStructure |Uncapped Fixed Index Structured Settlement Annuity
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  • Structured Settlements and Longevity Risk| What Are the Odds?
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Qualified Settlement Funds

  • What is a Qualified Settlement Fund?
    Qualified Settlement Funds | What You Need to Know
  • Firmwide Qualified Settlement Funds Debunked
    Firmwide qualified settlement funds have been heavily promoted to trial lawyers, but have been debunked in a detailed analysis in a July 2022 legal opinion a tax partner at the law firm of Faegre Drinker Biddle & Reath, LLP. Trial lawyers and firms who have established Firmwide QSFs or coinsidering establishing a Firmwide QSF should read the analysis as part of their evaluation.

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Structured Settlement Best Practices Corner

  • New York Insurance Advertising law requires the full name of the Insurer to be listed along with the city and state of the principal office. Stating that you represent these fine companies using Insurance company logos without the preceding information are also illegal
  • When it comes to settlement documents it is the ultimate responsibility of the lawyers or claims adjusters who receive input concerning the structured settlement aspects of the documents to actually read the entire document, exercise independent thought and advise their clients properly
  • Be aware that financial advisors use of testimonials is prohibited or restricted
  • Most states require that Testimonials represent the CURRENT opinion of the person who made the testimonial. Be prepared to back it up.
  • Number of States That Prohibit Payment of QSF expenses by licensed agents and brokers
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Why Take a Structured Settlement?

  • A structured settlement offers guaranteed financial security to personal injury victims, wrongful death survivors and their families. A structured settlement involves a customized stream of payments, provides long-term stable tax-free income, for a period of years or a lifetime. Unlike other income annuities. a structured settlement annuity can have multiple payment streams to address multiple needs in a single contract.

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