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    Main | The Deferred Income Annuity | An Important Longevity Planning Solution »

    September 25, 2006

    Comments

    Jerry

    OK, let me see if I have this straight - buying this type of deferred annuity leads to a pre-determined amount of income later, regardless? Does this allow the future income to grow in the interim, or does the value remain relatively the same over the time between?

    Interesting concept, it could make a difference for the right subset of your clients...

    Jerry
    www.leads4insurance.com

    John Darer

    Jerry,that's correct, Buying a deferred income annuity leads to a pre-determined amount of income later, regardless...subject to the credit of the annuity issuing insurance company. A deferred income annuity, is similar in concept to a defined benefit pension. However, you don't need an independent actuary! You can take alot of the guess work out of the retirement planning process.

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