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About The Structured Settlement blog

  • STRUCTURED SETTLEMENTS 4REAL IS A POPULAR SOURCE OF SETTLEMENT INDUSTRY NEWS AND INFORMATION
    with a stable and growing readership targeted to settlement professionals, financial professionals, lawyers, injured persons and their family members, guardians, survivors, judges, magistrates, special masters, mediators, administrators, trust companies, insurance companies, financial advisers, insurance regulators, government leaders, the media and other interested parties. Established in 2005, the blog has been among the most prolific, providing fresh structured settlement, settlement planning and litigation recovery management content and commentary virtually every day! Structured Settlements 4Real is authored by John Darer, CLU ChFC CSSC RSP, President of 4structures.com, LLC, an actual participant in the structured settlement industry (be aware that a lot of material on structured settlements and other settlement planning issues is written by those that aren't). You won't find scraped content or "pay per post" fluff here! WHAT YOU GET is the straight stuff with a touch of irreverence. Comments ARE welcome, but subject to our comment filtering and track back policy (see below) You can subscribe to this blog through the blog reader associated with your Internet browser, or through the Feedburner or Feedblitz links on this page. You should also consider "book marking" or "favoriting" Structured Settlements 4Real so that you can return later and use it as a reference. Come back soon or subscribe through your blog reader!

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  • Podcasts Featuring John Darer
    Click here to watch and/or listen to Legal Broadcast Network and Speaking of Settlements podcasts featuring John Darer.

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Comments About This Blog and Content

  • ThankYou for keeping integrity alive. CS 12/1/09
  • "Keep up the good work exposing abuses in our industry - our future depends on clients being properly advised."-CD
  • Just checked out your blog and loved it. Keep up the good and balanced work-DL
  • "...we have never met but I thoroughly enjoy your web site and blog - excellent material…-PB
  • "I enjoy your website and its content. Informative and well written"-JC
  • I heard a radio ad for the Peachtree Settlement Fund as I was driving into work this morning. (San Francisco Bay area.) I decided to check it out on the Internet and came upon your blog. Thank you very much. I do not have a “structured” settlement,
  • "All the others that I had emailed & have seen on the net were "cash now types" & have no concern of me & just are looking for my $$$. When I came across your site & blog I realized that u are an upstanding guy & are not like others. That's why I emailed"
  • This was Great. Right On Point-TS
  • "I love the chicken counter! So hilarious and makes a great point"-H
  • Always Thought Provoking John!-HS
  • "Other Than John Darer No One Seems To Be Doing Anything"-J
  • Thanks for your help and also for the good work you do on behalf of our industry-L
  • (Structured Settlement Transparency Initiative) A Worthy Fight! -BF
  • "Thanks for all that you do. This (Structured Settlement Transparency Initiative) is an extremely worthwhile project"-DS
  • "Thank you for being the inspiration that you are and for being a strong advocate for integrity in our business"-KL
  • "I Commend You On Your Effort To Make a Difference!" -R
  • "He is a fabulous writer who has a great passion for the structured settlement industry. I commend him on the passion he invokes when he writes on his blog listed above. That type of commitment and passion is hard to find and is rare in this world" -AC
  • "I love your weblog. Keep me on your e-mail list". JG
  • "Well done, John. That is an outstanding piece of work". (JL)
  • "Go get ‘em John! Good work". H
  • "I just read your blog about Bair vs. Darer great stuff"... "Take care and thanks for the laughs." (Buffalo NY reader)
  • John, I read your blog on a regular basis and keep it up. It is tremendous. Don (McNay)

What Is Advertised Just Ain't Right

Structured Settlement Best Practices Corner

  • The use of the NSSTA Financial Security Hand Out by Structured Settlement Brokers and Settlement Planners With Plaintiffs or Attorneys in New York May Violate The Law
    The New York State Insurance Department Office of General Counsel opined in January 2009 that the fact that the brochure generally discusses guaranty funds is irrelevant and where aimed at New York residents is unlawful. A number of other states have similar prohibitions.
  • New York Insurance Advertising law requires the full name of the Insurer to be listed along with the city and state of the principal office. Stating that you represent these fine companies using Insurance company logos without the preceding information are also illegal
  • If You Are the Structured Settlement Broker For the Primary Insurer and Your Client Is in A Policy Limit Situation, don't imply to the plaintiff lawyer that you or your Company represents the Excess Carrier Unless (1) you actually do AND are appointed on the file (2) You have authority from THE EXCESS CARRIER To Engage the Plaintiff Attorney. If you do not have such authority and represent or imply that you do, you not only compromise the carrier's position, but you bring your trustworthiness, and that of your company, into question. You also bring shame on the industry which should not be tolerated
  • When it comes to settlement documents it is the ultimate responsibility of the lawyers or claims adjusters who receive input concerning the structured settlement aspects of the documents to actually read the entire document, exercise independent thought and advise their clients properly
  • If you advertise that you are "plaintiff exclusive" then you cannot logically be on the USDOJ list of annuity brokers. If YOU elect to proceed, choose your punishment...perjury or false advertising!
  • Be aware that financial advisors use of testimonials is prohibited or restricted
  • Most states require that Testimonials represent the CURRENT opinion of the person who made the testimonial. Be prepared to back it up.
  • Number of States That Prohibit Payment of QSF expenses by licensed agents and brokers
    5 Survey not yet complete.

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  • All posts Copyright 4structures.com, LLC 2005-2009. All rights reserved. Linked pages must not have the search engine follow disabled.

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  • Structured Settlements 4Real filters comments and trackbacks to its posts BEFORE allowing them to be published
    While spontaneous comments to this blog are welcome and add spice to the interactive nature of blogs, the unscrupulous practice by some to deliver comment spam, to connect all manner of unrelated products to structured settlements, is NOT tolerated by this author and thus necessitates this practice.

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  • You deserve to be able to get to the information without having to deal with all the BS.
  • 2,220 Posts And Counting, since November 2005!
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Recent Posts

Structured Settlement Transparency Initiative

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Law Firm Blawgs

Video and Audio Podcasts Featuring John Darer

Date              Subject  

November 2009 The "Cash Now" Rant! November 23, 2009 Constructive Receipt

November 23, 2009 Structured Settlement Internal Rate of Return November 16, 2009 Scott Rothstein Update Settlement Planning and Settlement Consulting October 16, 2009 Credential Puffery

April 16, 2009 John Darer/Jan Schlichtmann on Being An Industry Watchdog  Source: Voices of The Law, Legal Broadcast Network


July 10,2008      $400 Billion Gone  Source: Speaking of Settlements, Legal Broadcast Network

 

                                           

October 24, 2006  NSSTA 2006 Fall Regional Meeting          Source:  Legal Broadcast Network

July 27, 2006  Marketing Abuse By Factoring Companies 3  Source:  The Settlement Channel

July 2006       Marketing Abuse By Factoring Companies 2   Source: The Settlement Channel

July 2006       Marketing Abuse By Factoring Companies 1   Source: The Settlement Channel

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