by Structured Settlement Watchdog™
A lawyer who performs independent professional advice recently remarked that the structured settlement secondary market runs against the grain by punishing customer loyalty. And he may be correct. "Buy One Get One Free" is a concept alien to buyers of structured settlement payment rights. Consumers who "go back to the well" after a pleasant "one-buy stand" may end up getting "screwed", out of their own complacency.
Always shop around for alternative quotes if you are selling your structured settlement even if you were happy with the prior transaction.
If JG Wentworth says they "already have your paperwork" and lulls you into complacency by implying it will therefore be "more convenient", you should still get at least one or two other quotes from a company other than JG Wentworth-owned Peachtree Settlement Funding, and force them to cut down their discount rate. If they balk in the face of more competitive competing quote, then take your business elsewhere.
While certainly not alone, JG Wentworth, the dominant secondary market player and advertiser, is notorious for leaving the best offer off the table until there is a competing quote.