by Structured Settlement Watchdog
On or about July 9, 2013 Einstein Structured Settlements blog staged a malicious hoax that this site was hacked and infected with malware and even promotes people reporting it to Google. Of course none of what the Einstein Structured Settlements blog continues to report is true as evidenced by the following "verified clean" scans from 3 indepedent security companies
- Download Sucuri SiteCheck - structuredsettlements.typepad.com VERIFIED CLEAN
- Download Google Safe Browsing diagnostic page for www.structuredsettlements.typepad.com VERIFIED CLEAN
Download Comodo scan structuredsettlements.typepad.com verified clean VERIFIED CLEAN; and
- Webutation 100/100. including VERIFIED SAFE by Norton Safeweb, Web Of trust, Website Antivirus, Wikipedia trust Links as well as the above
Who is Behind Einstein Structured Settlements?
Ryan Blank (a/k/a Rybo, a/k/a Ryan Einstein, a/k/a Ryan William), 28 of Owings Mills, MD, is a poker player, gold and diamond dealer, who ventured into the structured settlement factoring business in October 2012. His ventures Franklin Structured Settlements and Einstein Structured Settlements popped up with inaccurate content and bogus testimonials that his competitors Rescue Capital joined us in criticizing Einstein.
After tracking down "Ryan Einstein" I found myself speaking to Ryan Blank's father who at the time said that he did not believe that Ryan Blank had even done any business despite posting the testimonials. My main concern that I expressed to his father was the false academic credentials used in soliciting business. This was and still is very serious stuff. In various places on the Internet Ryan Einstein was touted as having a law degree from Yale and a PhD and attended UCLA. for example
Download "Education of Ryan Einstein'. His father said he graduated from a school in South Carolina. Indeed his Poker.com bio states that Rybo's favorite place is Charleston, SC. Not bad but not Yale, UCLA, or a law degree or a PhD from either.
I cut the boy some slack after being touched by his proposal of marriage to Anna in front of his entire family, which then appeared on YouTube.com. I told him not to ruin his life. Thereafter on the following dates Ryan Blank emailed me on February 1, 2013, February 20, 2013 to ask for my opinion on infographics and other pieces. On May 7, 2013 Ryan Blank emailed me to see if I would write content for a few new sites he and his team were creating. The email states that "we feel that you are the best person to interpret the truth in the industry"
On Mon, May 13, 2013 I responded:
Thanks for your email of 5/7. I had also a nice chat with Richart.
This may seem harsh, but I have to be blunt because there is no way to sugar coat this. Nothing personal here, just honest opinion.
Einstein Structured Settlements is an unmitigated disaster.
1. It started with the fake Yale /UCLA academic credentials for “ Ryan Einstein” . I need not repeat how serious a problem that is in the days of Bernie Madoff and Scott Rothstein, or at any time. FINRA and the SEC just issued an advisory to sellers and investors about the secondary market, which means the unregulated business that you have a putative interest in is on the Feds’ radar.
2. Content and press release “diarrhea” is not the answer to breaking into the structured settlement marketplace. You need to build authority and credibility. Not to mention the fact that
a. the majority of your content from the get go has been inaccurate;
b. a significant portion of your content seems to be written by people who are non-native English speakers, without a good command of the English language. Embarrassing typos and syntax errors galore.
3. The bogus testimonial of the Hispanic woman with the ridiculous “sold for waterfront property and a Bentley” is a joke. Why is it still up there after 6 months? No judge would ever approve that transaction. The supposed client looked like she was reading from a teleprompter.
4. Lose the JG Wentworth scam crap with the vision that Einstein is a figurative Moses parting the Red Sea. Einstein has no credibility. The rip off report links to Einstein are pathetic. The leadership in the primary market place is aware of but has no respect for your brand. Notwithstanding 1-5, you’re a newbie. Another thing to think about if you keep on blatantly referring to JGW, or anyone else as a scam is that you’re going to get sued.
5. On the Novation Capital review page on Einstein you cite one of my old blog posts and then links to ....... J-........., an MD at ..........is not in the structured settlement business. What do you hope to gain with that? Please remove it.
6. I saw another place where Einstein co-opted the term “structured settlement institute”. You may not be aware that RSL Funding is associated with the SSI.
I know you’ve probably invested some bucks in Einstein. Interesting idea, all that’s transpired means that the brand cannot be saved. All the SEO in the world will not improve your standing with the brand. I cannot see any way that I would contribute content to the Einstein brand. You need to recognize that the primary side of the market involves people who are subject to much higher professional standards than the secondary market . But that may be changing.
You and whoever else is involved with Einstein should swallow their pride and start with a clean slate. Build a new brand in which you differentiate yourself through a focus on the positive. There’s nothing wrong with being the new guy who has studied the market place. If you are successful in your other businesses, build on that experience and the qualities you bring to the table. For example, what transferable skills apply?
In a May 13, 2013 email Ryan Blank's childhood friend, web developer and SEO person Richart Ruddie responded with "I totally agree with all of your points John...".
Yet the poor content and business tactics for Einstein continued.
There are some very decent people in the structured settlement secondary market. I really tried to help this young man. I dont think he wants to be helped.