Structured Settlements 4Real: What's Real in the Structured Settlements, Settlement Planning, Settlement Consulting and Litigation Recovery Management Space?: DECEMBER 31 2008 DEADLINE REMINDER For Structured Settlement Industry

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STRUCTURED SETTLEMENT BLOG AND SETTLEMENT PLANNING BLOG "STRUCTURED SETTLEMENTS 4REAL" IS A POPULAR SOURCE OF STRUCTURED SETTLEMENT AND SETTLEMENT PLANNING INDUSTRY NEWS AND INFORMATION
This structured settlement blog has a stable and growing readership targeted to settlement professionals, financial professionals, lawyers, injured persons and their family members, guardians, survivors, judges, magistrates, special masters, mediators, administrators, trust companies, financial advisers, insurance regulators, government leaders, the media and other interested parties. Established in 2005, Structured Settlements 4Real provides fresh structured settlement, settlement planning and litigation recovery management content and commentary added virtually daily! (written by John Darer, President of 4structures.com, LLC, an author who IS actually IN the industry). You won't find scraped content or "pay per post" fluff here! WHAT YOU GET is the straight stuff with a touch of irreverence. Comments ARE welcome, but subject to our comment filtering and trackback policy (see below) You can subscribe to this blog through the blog reader associated with your Internet browser, or through the Feedburner or Feedblitz links on this page. John Darer's connections through Plaxo will receive an automatic feed through Plaxo Pulse. You should also consider "book marking" or "favoriting" Structured Settlements 4Real so that you can return later and use it as a reference. Come back soon or subscribe through your blog reader!

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Just checked out your blog and loved it. Keep up the good and balanced work-DL
"...we have never met but I thoroughly enjoy your web site and blog - excellent material…-PB
"I enjoy your website and its content. Informative and well written"-JC
I heard a radio ad for the Peachtree Settlement Fund as I was driving into work this morning. (San Francisco Bay area.) I decided to check it out on the Internet and came upon your blog. Thank you very much. I do not have a “structured” settlement,
"All the others that I had emailed & have seen on the net were "cash now types" & have no concern of me & just are looking for my $$$. When I came across your site & blog I realized that u are an upstanding guy & are not like others. That's why I emailed"
This was Great. Right On Point-TS
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Always Thought Provoking John!-HS
"Other Than John Darer No One Seems To Be Doing Anything"-J
Thanks for your help and also for the good work you do on behalf of our industry-L
(Structured Settlement Transparency Initiative) A Worthy Fight! -BF
"Thanks for all that you do. This (Structured Settlement Transparency Initiative) is an extremely worthwhile project"-DS
"Thank you for being the inspiration that you are and for being a strong advocate for integrity in our business"-KL
"I Commend You On Your Effort To Make a Difference!" -R
"He is a fabulous writer who has a great passion for the structured settlement industry. I commend him on the passion he invokes when he writes on his blog listed above. That type of commitment and passion is hard to find and is rare in this world" -AC
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John, I read your blog on a regular basis and keep it up. It is tremendous. Don (McNay)

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Structured Settlements 4Real filters comments and trackbacks to its posts BEFORE allowing them to be published
While spontaneous comments to this blog are welcome and add spice to the interactive nature of blogs, the unscrupulous practice by some to deliver comment spam, to connect all manner of unrelated products to structured settlements, is NOT tolerated by this author and thus necessitates this practice.

Structured Settlement Best Practices Corner

The use of the NSSTA Financial Security Hand Out by Structured Settlement Brokers and Settlement Planners With Plaintiffs or Attorneys in New York May Violate The Law
The New York State Insurance Department Office of General Counsel opined in January 2009 that the fact that the brochure generally discusses guaranty funds is irrelevant and where aimed at New York residents is unlawful. A number of other states have similar prohibitions.
New York Insurance Advertising law requires the full name of the Insurer to be listed along with the city and state of the principal office. Stating that you represent these fine companies using Insurance company logos without the preceding information are also illegal
If You Are the Structured Settlement Broker For the Primary Insurer and Your Client Is in A Policy Limit Situation, don't imply to the plaintiff lawyer that you or your Company represents the Excess Carrier Unless (1) you actually do AND are appointed on the file (2) You have authority from THE EXCESS CARRIER To Engage the Plaintiff Attorney. If you do not have such authority and represent or imply that you do, you not only compromise the carrier's position, but you bring your trustworthiness, and that of your company, into question. You also bring shame on the industry which should not be tolerated
When it comes to settlement documents it is the ultimate responsibility of the lawyers or claims adjusters who receive input concerning the structured settlement aspects of the documents to actually read the entire document, exercise independent thought and advise their clients properly
If you advertise that you are "plaintiff exclusive" then you cannot logically be on the USDOJ list of annuity brokers. If YOU elect to proceed, choose your punishment...perjury or false advertising!
Be aware that financial advisors use of testimonials is prohibited or restricted
Most states require that Testimonials represent the CURRENT opinion of the person who made the testimonial. Be prepared to back it up.
Number of States That Prohibit Payment of QSF expenses by licensed agents and brokers
5 Survey not yet complete.

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Day Pitney LLP - People - Keith Bradoc Gallant
Brad's practice includes traditional trust and estate planning and administration, special needs and disabilities planning, planning for same-sex couples and their families, planning for incapacity, and all types of probate litigation.
Lisa Nachmias Davis - New Haven, CT
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December 01, 2008

DECEMBER 31 2008 DEADLINE REMINDER For Structured Settlement Industry

I reiterate that there are apparently a number of dishonorable settlement consultants in our midst affiliated with an NSSTA member firm who are purportedly SELLING structured settlement payee names and have purportedly partnered with a "cash now pusher" factoring entity.

Neither these brokers nor this firm states anything about factoring entities on their corporate web site or in a discussion of services provided.

These brokers and they know who they are should know that this author and others ARE on to them. Our information comes via people you thought were your friends. Something's brewing. If you are worried about the walls soon closing in on you, your perception may soon prove to be correct.

To my brethren in the structured settlement and settlement planning industry. If you truly care about the industry then I suggest you look inside of your own companies and make absolutely sure it is not anyone in your company.

WHY SHOULD THE INTEGRITY OF OUR INDUSTRY BE WRECKED BY THE SHORT SIGHTED PROFITEERING OF OTHERS COUPLED WITH LACK OF ENFORCEMENT OF A CODE OF ETHICS BY ANY INDUSTRY TRADE ASSOCIATION?

It is a matter of honor.

So here is the deal. IT REQUIRES ACTION BY YOU PRIOR TO DECEMBER 31, 2008.

08:48 PM in A Matter of Honor Project, Settlement Planner Business Practices, Settlement Planning Ethics, Structured Settlement Broker Business Practices, Structured Settlement Clean Vendor List, Structured Settlement Ethics Questions | Permalink

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Structured Settlement Transparency Initiative

The Structured Settlement Transparency Initiative Responds to " Are There Any Questions I SHOULD be asking?". This information should be of interest to tort victims, plaintiff lawyers, judges who approve structured settlements
Structured Settlements Brokers and Settlement Planners Who Did Not Declare On Factoring Business Practices
Those on this list represent those who were given the opportunity to declare their business practices on factoring since December 2007, but did not declare. Appearance on this list is not intended to imply that any particular individual is engaging in the practices that are subject of the initiative, but you are encouraged to ask them for a written commitment regarding their practices because they have not disclosed them.
It Makes You Just Want To Hurl!
If a person who calls himself a "settlement planner" is putting you into a structured settlement that you don't want or need while selling you on the ability to liquidate it through "cash now pushers" or "financial crack dealers", read this!
THOSE THAT DO! Structured Settlement Brokers and Settlement Planners Who Charge Fees or Condone Receipt of Commissions By Them On Structured Settlement Factoring Deals
Make sure that you get a written commitment in writing up front how the fee or commission will be calculated. Fees CAN be negotiated.
FAQ About Structured Settlement Transparency Initiative
Frequently Asked Questions Concerning The Structured Settlement Business Practice Declaration Concerning Structured Settlement Factoring Compensation.
THOSE WHO HAVE DECLARED Under Penalty of Perjury THAT THEY DON'T Take Kickbacks from factoring companies or brokers, sell names of structured settlement payees or share confidential settlement documents with factoring companies!
List originally published week of 12/14/2007. It will be updated as new declarations arrive. These business leaders represent approximately 5% of the industry.

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Structured Settlements 4Real: What's Real in the Structured Settlements, Settlement Planning, Settlement Consulting and Litigation Recovery Management Space?